Clay County property record for 2018 Cornell Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,579 sqft · built 1986 |
| Lot Size | 0.307 acres (13,416 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $379,000 (Nov 2017) |
| Tax Bill | $210 (2023) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2022 Mortgage + 6 more |
| Flood Zone | Zone AE (high risk) |
| APN | 12-05-24-006192-000-00 |
| Primary APN | 12-05-24-006192-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,579 sqft Heated Area |
| Gross Area | 5,439 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,416 sqft (0.307 acres) |
| Lot Dimensions | 179 ft deep x 75 ft wide |
| Garage Area | 514 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 497 sqft |
| Deck Area | 264 sqft |
| Patio Area | 737 sqft |
| Fence | Fence |
| Storage Building | 160 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2018 CORNELL RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | LOT 17 BLACK CREEK HILLS AS REC O R 4030 PG 1644 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 12 |
| Legal Subdivision | BLACK CREEK |
| Legal Lot Number | 17 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30103 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 14, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 22, 2018 | Deed of Trust, Mortgage · VA Mortgage DATA MORTGAGE INC |
| Apr 3, 2019 | Deed of Trust, Mortgage · VA Mortgage DATA MORTGAGE INC |
| Feb 7, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 16, 2017 | Warranty Deed, Transfer · ARM MAGNOLIA BANK |
| Nov 16, 2017 | Quit Claim Deed, Transfer REALTY TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2017 · Amount on Record |
| Deed Sale | Nov 16, 2017 · Amount on Record |
| Prior Sale | Nov 16, 2017 · Amount on Record |
| Deed Document Number | 2017058499 |
| Deed Book / Page | 4030 / 1644 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0049931997 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 4993/1997 |
| Instrument | 2025056912 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0045961851 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 4596/1851 |
| Instrument | 2022024327 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040852136 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 4085/2136 |
| Instrument | 2018026108 |
| Name | DATA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041781366 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 4178/1366 |
| Instrument | 2019016601 |
| Name | DATA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0042770218 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 4277/0218 |
| Instrument | 2020007069 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0043820576 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 4382/576 |
| Instrument | 2020062428 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 16, 2017 |
| Property Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0040301644 |
| Book / Page | 4030 / 1644 |
| Map Reference | MB7 PG45&46 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 2017058499 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12750 NW HOECAKE RD, 12750, BRISTOL, FL 32321-3425 |
| Name | Verified Name |
|---|---|
| Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 2017058501 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 2017058501 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 6.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 11.6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 16, 2017 |
| Property Address | 2018 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0040301642 |
| Book / Page | 004030 / 001642 |
| Instrument Date | Aug 3, 2017 |
| Instrument | 58498 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | REALTY TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2018 CORNELL RD MIDDLEBURG FL 320685106, MIDDLEBURG, FL 32068-5106 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $308,175 (+5.99%) | $472,229 (+9.22%) Land $65,000 Building $407,229 |
| 2023 | $210.00 Disabled Person's exemption Veteran's exemption | $290,767 (+3%) | $432,352 (+14.43%) Land $65,000 Building $367,352 |
| 2022 | $210.00 Disabled Person's exemption Veteran's exemption | $282,299 | $377,819 Land $50,000 Building $327,819 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 199 (1983–2023) |
| Claims Outside the SFHA | 17 of 199 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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