Spokane County property record for 20318 N Thor Rd, Colbert, WA 99005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,574 sqft · built 1998 |
| Lot Size | 1.11 acres (48,787 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,780 (Dec 2010) |
| Tax Bill | $4,340 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37155.0149 |
| Primary APN | 37155.0149 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,574 sqft Living Area |
| Gross Area | 3,168 sqft |
| 1st Floor Area | 1,287 sqft |
| Basement Area | 1,287 sqft |
| Finished Basement | 1,287 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 108 sqft |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 20318 N THOR RD |
|---|---|
| City | COLBERT |
| State | WA |
| Zip | 99005-9046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | HERMSMEIERS ADD LT 9 BLK 1 AND A PTN OF LT 6 BLK 1 DAF: BEG AT SW COR SD LT 6 TH N 0DEG 08MIN 30SDS E ALG W LN SD LT 6 85.36FT TO A PT A TH S 89DEG 12MIN 31SDS E 7.40FT TH S 0DEG 08MIN 30SDS W 85.36FT TO S LN LT 6 TH N 89DEG 14MIN 26SDS W 7.40FT TO P |
| Legal Range | 43E |
| Legal Township | 27N |
| Legal Section | 15 |
| Legal Subdivision | HERMSMEIERS ADD |
| Legal Block | 1 |
| Legal Lot Number | 9,6 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | DEER PARK |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 10305 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20318 N THOR RD, COLBERT, WA 99005-9046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Jun 6, 2019 | Deed of Trust, Mortgage · Line of Credit SAFEWAY FCU |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2010 · Amount on Record |
| Deed Sale | Dec 21, 2010 · Amount on Record |
| Deed Document Number | 20105963590 |
| Last Transfer Date | Nov 22, 2016 |
| Transfer Doc | 0006556420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 20318 N THOR RD, COLBERT, WA 99005-9046 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007287005 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 7287005 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 20318 N THOR RD, COLBERT, WA 99005-9046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|
| Document Number | 0006811242 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 6811242 |
| Name | SAFEWAY FCU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 20318 N THOR RD, COLBERT, WA 99005-9046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SPOKANE COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006999837 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 6999837 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Mead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,340.00 (+2.65%) | $426,680 (+3.6%) Land $132,880 Building $293,800 | $426,680 (+3.6%) Land $132,880 Building $293,800 |
| 2025 | $4,228.00 (+12.09%) | ||
| 2024 | $411,860 (+24.59%) Land $66,560 Building $345,300 | $411,860 (+24.59%) Land $66,560 Building $345,300 | |
| 2023 | $3,772.00 (+3.43%) | $330,560 Land $66,560 Building $264,000 | $330,560 Land $66,560 Building $264,000 |
| 2022 | $3,647.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 70% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| KnightCom Fixed Wireless | 267 / 152 |
| Wired or Wireless Fixed Wireless | 200 / 40 |
| Wind Wireless Fixed Wireless | 100 / 20 |
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