20303 N Thor Rd, Colbert, WA 99005 Property Records

Spokane County property record for 20303 N Thor Rd, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,171 sqft · built 1973
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Nov 2020)
Tax Bill	$4,012 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37152.0138`

Property Details

APN / Parcel Number

Primary APN	`37152.0138`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,171 sqft Living Area
1st Floor Area	1,171 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,787 sqft
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	161 sqft
Pole Barn	3,264 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	20303 N THOR RD
City	COLBERT
State	WA
Zip	99005-9046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	HERMSMEIER ADD LT 8 BLK 2
Legal Range	43E
Legal Township	27N
Legal Section	15
Legal Subdivision	HERMSMEIER ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1069
Census Tract	10305

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20303 N THOR RD, COLBERT, WA 99005-9046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Jun 8, 2004 · Amount on Record
Deed Document Number	20206992967
Prior Transfer Date	Sep 11, 2007
Prior Transfer Doc	0005588135
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20303 N THOR RD, COLBERT, WA 99005-9046
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006944416
Date	Jul 20, 2020
Instrument	6944416

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 9, 2020
Property Address	20303 N THOR RD, COLBERT, WA 99005-9046
Document Number	0006992967
Map Reference	VOL 5 PG 32
Instrument Date	Oct 27, 2020
Instrument	6992967
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20303 N THOR RD, COLBERT, WA 99005-9046

Mortgage

Document Number	0006992968
Date	Nov 9, 2020
Instrument	6992968

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20303 N THOR RD, COLBERT, WA 99005-9046
Document Number	0006881838
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20303 N THOR RD COLBERT WA 990059046, COLBERT, WA 99005-9046

Mortgage

Document Number	0006881838
Date	Jan 13, 2020
Instrument	6881838

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,012.00 (+1.08%)	$392,400 (-0.61%) Land $120,000 Building $272,400	$392,400 (-0.61%) Land $120,000 Building $272,400
2025	$3,969.00 (+2.82%)	$394,800 (-6.38%) Land $115,000 Building $279,800	$394,800 (-6.38%) Land $115,000 Building $279,800
2024		$421,700 (+16.33%) Land $85,000 Building $336,700	$421,700 (+16.33%) Land $85,000 Building $336,700
2023	$3,860.00 (-3.36%)	$362,500 Land $85,000 Building $277,500	$362,500 Land $85,000 Building $277,500
2022	$3,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
KnightCom Fixed Wireless	198 / 113
Wind Wireless Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6
Ziply Fiber Fixed Wireless	25 / 5

May also be available: Ardent Networks.

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