20313 N Thor Rd, Colbert, WA 99005 Property Records

Spokane County property record for 20313 N Thor Rd, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 2012
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2015)
Tax Bill	$5,212 (2026)
Deeds & Mortgages	Jan 2022 Second Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37152.0122`

Property Details

APN / Parcel Number

Primary APN	`37152.0122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,776 sqft
1st Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft
Lot Dimensions	296 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	1,216 sqft
Patio Area	458 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Street Address	20313 N THOR RD
City	COLBERT
State	WA
Zip	99005-9046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	HERMSMEIER ADD L7 B2
Legal Range	43E
Legal Township	27N
Legal Section	15
Legal Subdivision	HERMSMEIER ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1069
Census Tract	10305

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20313 N THOR RD, COLBERT, WA 99005-9046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPOKANE TEACHERS CU
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2015 · Amount on Record
Deed Sale	Jul 17, 2015 · Amount on Record
Prior Sale	May 3, 2011 · Amount on Record
Deed Document Number	20156418092
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20313 N THOR RD, COLBERT, WA 99005-9046
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007174340
Date	Jan 24, 2022
Instrument	7174340

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99210

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20313 N THOR RD, COLBERT, WA 99005-9046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007004393
Date	Dec 7, 2020
Instrument	7004393

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,212.00 (-0.27%)	$514,100 (-4.8%) Land $120,000 Building $394,100	$514,100 (-4.8%) Land $120,000 Building $394,100
2025	$5,226.00 (+6.05%)
2024		$540,000 (+24.11%) Land $85,000 Building $455,000	$540,000 (+24.11%) Land $85,000 Building $455,000
2023	$4,928.00 (+3.03%)	$435,100 Land $85,000 Building $350,100	$435,100 Land $85,000 Building $350,100
2022	$4,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
KnightCom Fixed Wireless	198 / 113
Wind Wireless Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6
Ziply Fiber Fixed Wireless	25 / 5

May also be available: Ardent Networks.

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