20314 18th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20314 18th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,062 sqft · built 2019
Lot Size	0.178 acres (7,742 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Nov 2024)
Tax Bill	$7,062 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit May 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`500490-0-110`

Property Details

APN / Parcel Number

Primary APN	`500490-0-110`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,062 sqft Living Area
Gross Area	3,720 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,742 sqft (0.178 acres)
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20314 18TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-1866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 41 RIDGE AT SOUTHWOOD DIV NO 3 PDD L 11 TOG/W UNDIV INT IN TRACTS B THRU G OUT OF 03-18-03-4-021 & 4-022 SEG 2016-0264 JP 02/09/16 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE AT SOUTHWOOD DIV NO 3 PDD
Legal Tract	B
Legal Lot Number	11
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1008
Census Tract	71411

Owner

20314 18th Ave Ct E is owned and occupied by an individual who bought it in November 2024.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	20314 18TH AVENUE CT E, SPANAWAY, WA 98387-1866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SOLUTIONS/CO
Jan 28, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 21, 2018	Trustee's Deed, Construction Loan · Line of Credit KITSAP BK
Sep 14, 2017	Deed of Trust, Mortgage KITSAP BK
Aug 25, 2017	Grant Deed, Mortgage BANNER BK
Jul 25, 2017	Quit Claim Deed, Transfer F A T C O

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2024 · Amount on File
Deed Sale	Nov 22, 2024 · Amount on File
Prior Sale	Jan 28, 2019 · Amount on File
Deed Document Number	2024627
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0000001090
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20314 18TH AVENUE CT E, SPANAWAY, WA 98387-1866
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011220005
Date	Nov 22, 2022
Instrument	202211220005

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20314 18TH AVENUE CT E, SPANAWAY, WA 98387-1866
Document Number	2005280727
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20314 18TH AVENUE CT E SPANAWAY WA 983871866, SPANAWAY, WA 98387-1866

Mortgage

Document Number	2005280727
Date	May 28, 2020
Instrument	202005280727

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 28, 2019
Property Address	20314 18TH AVENUE CT E, SPANAWAY, WA 98387-1866
Document Number	0001280232
Map Reference	DOC201512105002
Instrument Date	Jan 2, 2019
Instrument	201901280232
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,119.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20314 18TH AVENUE CT E, SPANAWAY, WA 98387-1866

Mortgage

Document Number	0001280233
Date	Jan 28, 2019
Instrument	201901280233

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 21, 2018
Property Address	20314 18TH AVENUE CT E, SPANAWAY, WA 98387-1866
Document Number	1809210069
Instrument Date	Sep 20, 2018
Instrument	201809210069
Transaction Type	Construction Loan
Record Updated	Oct 4, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20314 18TH AVENUE CT E SPANAWAY WA 983871866, SPANAWAY, WA 98387-1866
Investor	Possibly a Property Investor

Mortgage

Document Number	1809210069
Date	Sep 21, 2018
Instrument	201809210069

Lender

Name	KITSAP BK
Type	Bank
Address	FIFE, WA 98424-2626

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20314 18TH AVENUE CT E, SPANAWAY, WA 98387-1866
Document Number	1709150444
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20314 18TH AVENUE CT E SPANAWAY WA 983871866, SPANAWAY, WA 98387-1866
Investor	Possibly a Property Investor

Mortgage

Document Number	1709150444
Date	Sep 15, 2017
Instrument	201709150444

Lender

Name	KITSAP BK
Type	Bank
Address	FIFE, WA 98424-2626

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 25, 2017
Property Address	20314 18TH AVENUE CT E, SPANAWAY, WA 98387-1866
Document Number	1708250695
Instrument Date	Aug 17, 2017
Instrument	201708250695
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 73790 PUYALLUP WA 983730790, PUYALLUP, WA 98373-0790

Mortgage

Document Number	1708250695
Date	Aug 25, 2017
Instrument	201708250695

Lender

Name	BANNER BK
Type	Bank
Address	PO BOX 907, WALLA WALLA, WA 99362-0265

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 25, 2017
Property Address	20314 18TH AVENUE CT E, SPANAWAY, WA 98387-1866
Document Number	0007251090
Map Reference	DOC201512105002
Instrument Date	Jul 18, 2017
Instrument	201707251090
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	F A T C O

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 73790, PUYALLUP, WA 98373-0790
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 20314 18th Ave Ct E was $7,062, up 0.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,062.00 (+0.73%)	$636,800 Land $164,800 Building $472,000	$636,800 Land $164,800 Building $472,000
2025	$7,011.00 (+3.58%)
2024	$6,769.00 (-2.53%)	$586,600 (-4.23%) Land $172,400 Building $414,200	$586,600 (-4.23%) Land $172,400 Building $414,200
2023	$6,945.00	$612,500 Land $163,500 Building $449,000	$612,500 Land $163,500 Building $449,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20314 18th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20314 18th Ave Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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