20224 18th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20224 18th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 2,899 sqft · built 2018
Lot Size	0.105 acres (4,564 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jan 2021)
Tax Bill	$6,707 (2026)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`500490-0-070`

Property Details

APN / Parcel Number

Primary APN	`500490-0-070`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,899 sqft Living Area
Gross Area	3,476 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,564 sqft (0.105 acres)
Garage Type	Attached
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20224 18TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-1865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 41 RIDGE AT SOUTHWOOD DIV NO 3 PDD L 7 TOG/W UNDIV INT IN TRACTS B THRU G OUT OF 03-18-03-4-021 & 4-022 SEG 2016-0264 JP 02/09/16 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE AT SOUTHWOOD DIV NO 3 PDD
Legal Tract	B
Legal Lot Number	7
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1008
Census Tract	71411

Owner

20224 18th Ave Ct E is owned by two individuals who acquired it in November 2021.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1630 228TH ST SE, A305, BOTHELL, WA 98021-7432
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Intrafamily Transfer, Transfer AEGIS LAND TITLE GROUP
Nov 23, 2021	Quit Claim Deed, Transfer · Conventional Mortgage TRISTAR FINANCE INC
Jan 27, 2021	Warranty Deed, Transfer · Conventional Mortgage TRISTAR FIN
Feb 5, 2020	Quit Claim Deed, Transfer BANK OF AMERICA
Dec 9, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Dec 18, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 3, 2018	Trustee's Deed, Construction Loan · Construction Mortgage KITSAP BK
Sep 14, 2017	Deed of Trust, Mortgage KITSAP BK
Jul 25, 2017	Quit Claim Deed, Transfer F A T C O

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	2021920
Last Transfer Date	Nov 10, 2021
Transfer Doc	0000001249
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Nov 23, 2021
Property Address	20224 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	0011231249
Map Reference	DOC 201512105002
Instrument Date	Nov 10, 2021
Instrument	202111231249
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	AEGIS LAND TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 228TH ST SE, BOTHELL, WA 98021-7428

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 23, 2021
Property Address	20224 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	0011231255
Map Reference	DOC 201512105002
Instrument Date	Nov 10, 2021
Instrument	202111231255
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	AEGIS LAND TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21403 16TH DR SE, BOTHELL, WA 98021-6975

Mortgage

Document Number	0011231256
Date	Nov 23, 2021
Instrument	202111231256

Lender

Name	TRISTAR FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 27, 2021
Property Address	20224 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	2101270920
Instrument Date	Jan 25, 2021
Instrument	202101270920
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1630 228TH ST SE #A305 BOTHELL WA 980217432, A305, BOTHELL, WA 98021-7432

Mortgage

Document Number	2101270921
Date	Jan 27, 2021
Instrument	202101270921

Lender

Name	TRISTAR FIN
Type	Funding / Finance Company
Address	KIRKLAND, WA 98033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 5, 2020
Property Address	20224 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	2002050534
Instrument Date	Dec 9, 2019
Instrument	202002050534
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20224 18TH AVENUE CT E SPANAWAY WA 983871865, SPANAWAY, WA 98387-1865

Mortgage

Document Number	2001290860
Date	Feb 5, 2020
Instrument	202001290860

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20224 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	2001290860
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20224 18TH AVENUE CT E SPANAWAY WA 983871865, SPANAWAY, WA 98387-1865

Mortgage

Document Number	2001290860
Date	Jan 29, 2020
Instrument	202001290860

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 18, 2018
Property Address	20224 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	0012180199
Map Reference	DOC201512105002
Instrument Date	Dec 13, 2018
Instrument	201812180199
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,130.42
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20224 18TH AVENUE CT E, SPANAWAY, WA 98387-1865

Mortgage

Document Number	0012180200
Date	Dec 18, 2018
Instrument	201812180200

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 3, 2018
Property Address	20224 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	1808030430
Instrument Date	Aug 2, 2018
Instrument	201808030430
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20224 18TH AVENUE CT E SPANAWAY WA 983871865, SPANAWAY, WA 98387-1865
Investor	Possibly a Property Investor

Mortgage

Document Number	1808030430
Date	Aug 3, 2018
Instrument	201808030430

Lender

Name	KITSAP BK
Type	Bank
Address	FIFE, WA 98424-2626

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20224 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	1709150444
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20224 18TH AVENUE CT E SPANAWAY WA 983871865, SPANAWAY, WA 98387-1865
Investor	Possibly a Property Investor

Mortgage

Document Number	1709150444
Date	Sep 15, 2017
Instrument	201709150444

Lender

Name	KITSAP BK
Type	Bank
Address	FIFE, WA 98424-2626

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 25, 2017
Property Address	20224 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	0007251090
Map Reference	DOC201512105002
Instrument Date	Jul 18, 2017
Instrument	201707251090
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	F A T C O

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 73790, PUYALLUP, WA 98373-0790
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 20224 18th Ave Ct E was $6,707, up 0.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,707.00 (+0.72%)	$603,800 Land $144,500 Building $459,300	$603,800 Land $144,500 Building $459,300
2025	$6,659.00 (+3.59%)
2024	$6,428.00 (-2.96%)	$555,500 (-4.72%) Land $151,100 Building $404,400	$555,500 (-4.72%) Land $151,100 Building $404,400
2023	$6,624.00	$583,000 Land $143,400 Building $439,600	$583,000 Land $143,400 Building $439,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20224 18th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20224 18th Ave Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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