20217 18th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20217 18th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,062 sqft · built 2018
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$454,950 (May 2020)
Tax Bill	$6,707 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`500490-0-220`

Property Details

APN / Parcel Number

Primary APN	`500490-0-220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,062 sqft Living Area
Gross Area	3,500 sqft
1st Floor Area	3,062 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,600 sqft (0.106 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20217 18TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-1865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 41 RIDGE AT SOUTHWOOD DIV NO 3 PDD L 22 TOG/W UNDIV INT IN TRACTS B THRU G OUT OF 03-18-03-4-021 & 4-022 SEG 2016-0264 JP 02/09/16 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE AT SOUTHWOOD DIV NO 3 PDD
Legal Tract	B
Legal Lot Number	22
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1013
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 27, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 29, 2020	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY
Dec 21, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 9, 2018	Trustee's Deed, Construction Loan · Construction Mortgage KITSAP BK
Sep 14, 2017	Deed of Trust, Mortgage KITSAP BK
Jul 25, 2017	Quit Claim Deed, Transfer F A T C O

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	2020290285
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0000001090
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865

Mortgage

Document Number	0001290135
Date	Jan 29, 2024
Instrument	202401290135

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Jun 1, 2050

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865

Mortgage

Document Number	0009280056
Date	Sep 28, 2023
Instrument	202309280056

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jun 1, 2050

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865

Mortgage

Document Number	0001270059
Date	Jan 27, 2023
Instrument	202301270059

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jun 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 29, 2020
Property Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	2005290285
Instrument Date	May 22, 2020
Instrument	202005290285
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,284.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20217 18TH AVENUE CT E SPANAWAY WA 983871865, SPANAWAY, WA 98387-1865

Mortgage

Document Number	2005290286
Date	May 29, 2020
Instrument	202005290286

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 21, 2018
Property Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	0012210705
Map Reference	DOC201512105002
Instrument Date	Dec 18, 2018
Instrument	201812210705
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,985.81
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865

Mortgage

Document Number	0012210706
Date	Dec 21, 2018
Instrument	201812210706

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 9, 2018
Property Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	1807090113
Instrument Date	Jul 9, 2018
Instrument	201807090113
Transaction Type	Construction Loan
Record Updated	Jul 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20217 18TH AVENUE CT E SPANAWAY WA 983871865, SPANAWAY, WA 98387-1865
Investor	Possibly a Property Investor

Mortgage

Document Number	1807090113
Date	Jul 9, 2018
Instrument	201807090113

Lender

Name	KITSAP BK
Type	Bank
Address	FIFE, WA 98424-2626

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	1709150444
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20217 18TH AVENUE CT E SPANAWAY WA 983871865, SPANAWAY, WA 98387-1865
Investor	Possibly a Property Investor

Mortgage

Document Number	1709150444
Date	Sep 15, 2017
Instrument	201709150444

Lender

Name	KITSAP BK
Type	Bank
Address	FIFE, WA 98424-2626

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 25, 2017
Property Address	20217 18TH AVENUE CT E, SPANAWAY, WA 98387-1865
Document Number	0007251090
Map Reference	DOC201512105002
Instrument Date	Jul 18, 2017
Instrument	201707251090
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	F A T C O

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 73790, PUYALLUP, WA 98373-0790
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,707.00 (+0.72%)	$603,600 (+0.63%) Land $144,800 Building $458,800	$603,600 (+0.63%) Land $144,800 Building $458,800
2025	$6,659.00 (+3.82%)	$599,800 (+8.25%) Land $151,400 Building $448,400	$599,800 (+8.25%) Land $151,400 Building $448,400
2024	$6,414.00 (-2.91%)	$554,100 (-4.66%) Land $151,400 Building $402,700	$554,100 (-4.66%) Land $151,400 Building $402,700
2023	$6,606.00	$581,200 Land $143,600 Building $437,600	$581,200 Land $143,600 Building $437,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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