20312 98th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 20312 98th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1994
Lot Size	0.423 acres (18,422 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Mar 2021)
Tax Bill	$4,693 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041804-8-017`

Property Details

APN / Parcel Number

Primary APN	`041804-8-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	506 sqft
Upper Floors Area	1,018 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	18,422 sqft (0.423 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	20312 98TH AVE E
City	GRAHAM
State	WA
Zip	98338-8046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 42 L 2 OF S P 93-03-16-0663 FORMERLY POR L 3 OF S P 85-10-23-0502 AMEND BY S P 2007-05-02-5004 TOG/W EASE & RESTRICTIONS OF REC OUT OF 8-003 SEG F-0268JU 08-02-93CL DC06/06/07CL
Legal Range	04
Legal Township	18
Legal Section	04
Legal Lot Number	2,3
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2000
Census Tract	73124

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20312 98TH AVE E, GRAHAM, WA 98338-8046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Apr 16, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	2021878
Prior Transfer Date	Mar 20, 2005
Prior Transfer Doc	0000001161
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 29, 2021
Property Address	20312 98TH AVE E, GRAHAM, WA 98338-8046
Document Number	0003290878
Map Reference	DOC 9303160663
Instrument Date	Mar 17, 2021
Instrument	202103290878
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20312 98TH AVE E, GRAHAM, WA 98338-8046

Mortgage

Document Number	0003290879
Date	Mar 29, 2021
Instrument	202103290879

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 16, 2020
Property Address	20312 98TH AVE E, GRAHAM, WA 98338-8046
Document Number	0004160587
Map Reference	DOC199303160663
Instrument Date	Apr 1, 2020
Instrument	202004160587
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,840.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004160588
Date	Apr 16, 2020
Instrument	202004160588

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20312 98TH AVE E, GRAHAM, WA 98338-8046
Document Number	1911010138
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20312 98TH AVE E GRAHAM WA 983388046, GRAHAM, WA 98338-8046

Mortgage

Document Number	1911010138
Date	Nov 1, 2019
Instrument	201911010138

Lender

Name	UMPQUA BK
Type	Bank
Address	PUYALLUP, WA 98375

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,693.00 (+4.36%)	$424,800 (+1.12%) Land $181,100 Building $243,700	$424,800 (+1.12%) Land $181,100 Building $243,700
2025	$4,497.00 (-2.64%)	$420,100 (+7.17%) Land $177,000 Building $243,100	$420,100 (+7.17%) Land $177,000 Building $243,100
2024	$4,619.00 (-1.7%)	$392,000 (-4.11%) Land $171,600 Building $220,400	$392,000 (-4.11%) Land $171,600 Building $220,400
2023	$4,699.00	$408,800 Land $190,600 Building $218,200	$408,800 Land $190,600 Building $218,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Cable	1,000 / 20

May also be available: Verizon.

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