20302 98th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 20302 98th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,720 sqft · built 1994
Lot Size	0.361 acres (15,708 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Aug 2020)
Tax Bill	$4,979 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041804-8-016`

Property Details

APN / Parcel Number

Primary APN	`041804-8-016`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	737 sqft
Upper Floors Area	1,018 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,708 sqft (0.361 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	20302 98TH AVE E
City	GRAHAM
State	WA
Zip	98338-8046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 42 : L 1 OF S P 93-03-16-0663 FORMERLY POR L 3 OF S P 85-10-23-0502 AMEND BY S P 2007-05-02-5004 TOG/W EASE & RESTRICTIONS OF REC OUT OF 8-003 SEG F-0268JU 08-02-93CL DC06/06/07CL
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	SP#9303160663
Legal Lot Number	1,3
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2000
Census Tract	73124

Owner

20302 98th Ave E is owned and occupied by two individuals who bought it in August 2020.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20302 98TH AVE E, GRAHAM, WA 98338-8046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Aug 31, 2020	Warranty Deed, Transfer · FHA Mortgage CHICKASAW CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Feb 27, 2004 · Amount on File
Deed Document Number	2020311509
Prior Transfer Date	Feb 26, 2004
Prior Transfer Doc	0000000595
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20302 98TH AVE E, GRAHAM, WA 98338-8046
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20302 98TH AVE E, GRAHAM, WA 98338-8046

Mortgage

Document Number	0003050331
Date	Mar 5, 2026
Instrument	202603050331

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2046

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 31, 2020
Property Address	20302 98TH AVE E, GRAHAM, WA 98338-8046
Document Number	2008311509
Instrument Date	Jul 27, 2020
Instrument	202008311509
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	RAINIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,957.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20302 98TH AVE E GRAHAM WA 983388046, GRAHAM, WA 98338-8046

Mortgage

Document Number	2008311510
Date	Aug 31, 2020
Instrument	202008311510

Lender

Name	CHICKASAW CMNTY BK
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 20302 98th Ave E was $4,979, up 3.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,979.00 (+3.69%)	$452,400 Land $177,600 Building $274,800	$452,400 Land $177,600 Building $274,800
2025	$4,802.00 (-2.12%)
2024	$4,906.00 (-1.27%)	$417,900 (-3.62%) Land $168,300 Building $249,600	$417,900 (-3.62%) Land $168,300 Building $249,600
2023	$4,969.00	$433,600 Land $186,900 Building $246,700	$433,600 Land $186,900 Building $246,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20302 98th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20302 98th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Cable	1,000 / 20

May also be available: Verizon.

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