20022 98th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 20022 98th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,242 sqft · built 2009
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jul 2026)
Tax Bill	$4,509 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602590-0-240`

Property Details

APN / Parcel Number

Primary APN	`602590-0-240`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,602 sqft
1st Floor Area	1,242 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20022 98TH AVE E
City	GRAHAM
State	WA
Zip	98338-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 41 PLAT VISTA VILLAGE PDD LOT 24 TOG/W UND INT IN TRS B & C EASE OF RECORD OUT OF 04-18-04-4-044 SEG 2008-0850 JU 4/22/08MC
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	VISTA VILLAGE PDD
Legal Tract	B
Legal Lot Number	24
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2002
Census Tract	73124

Owner

20022 98th Ave E is owned and occupied by an individual who bought it in July 2026.

Source: Pierce County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	20022 98TH AVE E, GRAHAM, WA 98338-9595
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 5, 2024	Deed of Trust, Mortgage · Line of Credit RED CANOE CU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Jun 4, 2009 · Amount on File
Deed Document Number	20260716360
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 16, 2026
Property Address	20022 98TH AVE E, GRAHAM, WA 98338-9595
Document Number	0000000360
Instrument Date	Jul 15, 2026
Instrument	2026360
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$751,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20022 98TH AVE E, GRAHAM, WA 98338-9595

Mortgage

Document Number	0000000361,
Date	Jul 16, 2026
Instrument	202616361

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20022 98TH AVE E, GRAHAM, WA 98338-9595
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003050062
Date	Mar 5, 2024
Instrument	202403050062

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20022 98TH AVE E, GRAHAM, WA 98338-9595
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011301116
Date	Nov 30, 2020
Instrument	202011301116

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 20022 98th Ave E was $4,509, up 3.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,509.00 (+3.85%)	$409,300 (+0.99%) Land $144,400 Building $264,900	$409,300 (+0.99%) Land $144,400 Building $264,900
2025	$4,342.00 (+0.72%)	$405,300 (+10.83%) Land $141,100 Building $264,200	$405,300 (+10.83%) Land $141,100 Building $264,200
2024	$4,311.00 (-1.06%)	$365,700 (-3.41%) Land $136,800 Building $228,900	$365,700 (-3.41%) Land $136,800 Building $228,900
2023	$4,357.00	$378,600 Land $152,000 Building $226,600	$378,600 Land $152,000 Building $226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20022 98th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20022 98th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Lightcurve, Verizon.

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