Pierce County property record for 20312 40th Ave E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,367 sqft · built 2013 |
| Lot Size | 0.138 acres (6,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $349,719 (Nov 2018) |
| Tax Bill | $6,101 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500392-0-200 |
| Primary APN | 500392-0-200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,367 sqft Living Area |
| Gross Area | 453 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,002 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 1,266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 20312 40TH AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-4151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MSF |
| Legal Description | SECTION 01 TOWNSHIP 18 RANGE 03 QUARTER 32 PLAT ROCK CREEK LOT 20 TOG/W UND INT IN TRS A, C & D EASE OF RECORD OUT OF 03-18-01-7-017 SEG 2007-0957 JU 5/25/07MC |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 01 |
| Legal Subdivision | ROCK CREEK |
| Legal Tract | A |
| Legal Lot Number | 20 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 71413 |
Source: Pierce County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20312 40TH AVE E, SPANAWAY, WA 98387-4151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Sep 30, 2019 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Nov 30, 2018 | Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| May 11, 2017 | Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on Record |
| Deed Sale | Nov 30, 2018 · Amount on Record |
| Prior Sale | Aug 23, 2013 · Amount on Record |
| Deed Document Number | 2018972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 20312 40TH AVE E, SPANAWAY, WA 98387-4151 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007010793 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 202107010793 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 20312 40TH AVE E, SPANAWAY, WA 98387-4151 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009300024 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 201909300024 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Nov 30, 2018 |
| Property Address | 20312 40TH AVE E, SPANAWAY, WA 98387-4151 |
| Document Number | 0011300972 |
| Map Reference | DOC200705115003 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 201811300972 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,230.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20312 40TH AVE E, SPANAWAY, WA 98387-4151 |
| Document Number | 0011300973 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 201811300973 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 20312 40TH AVE E, SPANAWAY, WA 98387-4151 |
| Document Number | 1705250030 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20312 40TH AVE E SPANAWAY WA 983874151, SPANAWAY, WA 98387-4151 |
| Document Number | 1705250030 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 201705250030 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 24, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560,300 (+13.28%) Land $145,800 Building $414,500 | $560,300 (+13.28%) Land $145,800 Building $414,500 | |
| 2025 | $6,101.00 (+6.2%) | ||
| 2024 | $5,745.00 (-5.73%) | $494,600 (-7.71%) Land $149,200 Building $345,400 | $494,600 (-7.71%) Land $149,200 Building $345,400 |
| 2023 | $6,094.00 | $535,900 Land $151,600 Building $384,300 | $535,900 Land $151,600 Building $384,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHEL WATER CO private · serves 270 people · EPA ID WA5305948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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