Pierce County property record for 20323 40th Ave E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,504 sqft · built 2016 |
| Lot Size | 0.138 acres (6,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $286,661 (Mar 2016) |
| Tax Bill | $6,185 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 500392-0-260 |
| Primary APN | 500392-0-260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,504 sqft Living Area |
| Gross Area | 440 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,001 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 20323 40TH AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-4151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MSF |
| Legal Description | SECTION 01 TOWNSHIP 18 RANGE 03 QUARTER 32 PLAT ROCK CREEK LOT 26 TOG/W UND INT IN TRS A, C & D EASE OF RECORD OUT OF 03-18-01-7-017 SEG 2007-0957 JU 5/25/07MC |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 01 |
| Legal Subdivision | ROCK CREEK |
| Legal Tract | A |
| Legal Lot Number | 26 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 71413 |
Source: Pierce County records · APN 500392-0-260
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20323 40TH AVE E, SPANAWAY, WA 98387-4151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Sep 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2016 · Amount on Record |
| Deed Sale | Mar 21, 2016 · Amount on Record |
| Prior Sale | Oct 08, 2015 · Amount on Record |
| Deed Document Number | 2016985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 20323 40TH AVE E, SPANAWAY, WA 98387-4151 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003261010 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 202103261010 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 20323 40TH AVE E, SPANAWAY, WA 98387-4151 |
| Document Number | 1809280105 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20323 40TH AVE E SPANAWAY WA 983874151, SPANAWAY, WA 98387-4151 |
| Document Number | 1809280105 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 201809280105 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,000 (+13.22%) Land $145,700 Building $422,300 | $568,000 (+13.22%) Land $145,700 Building $422,300 | |
| 2025 | $6,185.00 (+6.13%) | ||
| 2024 | $5,828.00 (-5.74%) | $501,700 (-7.72%) Land $149,200 Building $352,500 | $501,700 (-7.72%) Land $149,200 Building $352,500 |
| 2023 | $6,183.00 | $543,700 Land $151,600 Building $392,100 | $543,700 Land $151,600 Building $392,100 |
Source: FEMA National Flood Hazard Layer as of February 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 134 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BETHEL WATER CO private · serves 270 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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