Pierce County property record for 20310 40th Ave E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,344 sqft · built 2013 |
| Lot Size | 0.138 acres (6,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $502,719 (Jul 2022) |
| Tax Bill | $5,898 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 500392-0-190 |
| Primary APN | 500392-0-190 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,344 sqft Living Area |
| Gross Area | 380 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,002 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 20310 40TH AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-4151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MSF |
| Legal Description | SECTION 01 TOWNSHIP 18 RANGE 03 QUARTER 32 PLAT ROCK CREEK LOT 19 TOG/W UND INT IN TRS A, C & D EASE OF RECORD OUT OF 03-18-01-7-017 SEG 2007-0957 JU 5/25/07MC |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 01 |
| Legal Subdivision | ROCK CREEK |
| Legal Tract | A |
| Legal Lot Number | 19 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 71413 |
Source: Pierce County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3626 223RD PL SE, BOTHELL, WA 98021-8091 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB |
| Aug 18, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on Record |
| Deed Sale | Jul 6, 2022 · Amount on Record |
| Prior Sale | Aug 18, 2017 · Amount on Record |
| Deed Document Number | 2022663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jul 6, 2022 |
| Property Address | 20310 40TH AVE E, SPANAWAY, WA 98387-4151 |
| Document Number | 0007060663 |
| Map Reference | DOC 200705115003 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 202207060663 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,053.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 MAIN ST, DALLAS, PA 18612-1803 |
| Document Number | 0007060664 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 202207060664 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 2.07% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Aug 18, 2017 |
| Property Address | 20310 40TH AVE E, SPANAWAY, WA 98387-4151 |
| Document Number | 1708180488 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 201708180488 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2017 |
| Title Company | CW TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,309.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 20310 40TH AVE E SPANAWAY WA 983874151, SPANAWAY, WA 98387-4151 |
| Document Number | 1708180489 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 201708180489 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2047 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $539,800 (+13.02%) Land $145,800 Building $394,000 | $539,800 (+13.02%) Land $145,800 Building $394,000 | |
| 2025 | $5,898.00 (+6.1%) | ||
| 2024 | $5,559.00 (-5.64%) | $477,600 (-7.62%) Land $149,200 Building $328,400 | $477,600 (-7.62%) Land $149,200 Building $328,400 |
| 2023 | $5,891.00 | $517,000 Land $151,600 Building $365,400 | $517,000 Land $151,600 Building $365,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHEL WATER CO private · serves 270 people · EPA ID WA5305948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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