20304 40th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20304 40th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,367 sqft · built 2013
Lot Size	0.138 acres (6,002 sqft)
Owner	2 Individual Names on File
Last Sale	$286,939 (Jun 2016)
Tax Bill	$5,853 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500392-0-170`

Property Details

APN / Parcel Number

Primary APN	`500392-0-170`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,367 sqft Living Area
Gross Area	453 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,002 sqft (0.138 acres)
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20304 40TH AVE E
City	SPANAWAY
State	WA
Zip	98387-4151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 01 TOWNSHIP 18 RANGE 03 QUARTER 32 PLAT ROCK CREEK LOT 17 TOG/W UND INT IN TRS A, C & D EASE OF RECORD OUT OF 03-18-01-7-017 SEG 2007-0957 JU 5/25/07MC
Legal Range	03
Legal Township	18
Legal Section	01
Legal Subdivision	ROCK CREEK
Legal Tract	A
Legal Lot Number	17
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2007
Census Tract	71413

Owner

Source: Pierce County records · APN 500392-0-170

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20304 40TH AVE E, SPANAWAY, WA 98387-4151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Prior Sale	Aug 23, 2013 · Amount on Record
Deed Document Number	2016922
Prior Transfer Date	Dec 21, 2010
Prior Transfer Doc	0000000482
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20304 40TH AVE E, SPANAWAY, WA 98387-4151
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008190656
Date	Aug 19, 2021
Instrument	202108190656

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,300 (+12.98%) Land $145,800 Building $388,500	$534,300 (+12.98%) Land $145,800 Building $388,500
2025	$5,853.00 (+6.09%)
2024	$5,517.00 (-5.56%)	$472,900 (-7.6%) Land $149,200 Building $323,700	$472,900 (-7.6%) Land $149,200 Building $323,700
2023	$5,842.00	$511,800 Land $151,600 Building $360,200	$511,800 Land $151,600 Building $360,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 134 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BETHEL WATER CO private · serves 270 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.