2031 Monday Dr, Elgin, IL 60123 Property Records

Kane County property record for 2031 Monday Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,915 sqft · built 1983
Lot Size	0.234 acres (10,213 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Sep 2021)
Tax Bill	$6,823 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-04-421-018`

Property Details

APN / Parcel Number

Primary APN	`06-04-421-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,915 sqft Living Area
Gross Area	2,985 sqft
Basement Area	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	10,213 sqft (0.234 acres)
Lot Width	79 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2031 MONDAY DR
City	ELGIN
State	IL
Zip	60123-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 7 PART LOT 392 AS DESC DOC 1945746
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	392
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851910

Owner

2031 Monday Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2031 MONDAY DR, ELGIN, IL 60123-1223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
May 7, 2021	Intrafamily Transfer, Transfer ATTORNEY
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Nov 20, 2006 · Amount on File
Deed Document Number	202174033
Prior Transfer Date	Apr 20, 2021
Prior Transfer Doc	0000036210
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Sep 30, 2021
Property Address	2031 MONDAY DR, ELGIN, IL 60123-1223
Document Number	0000074033
Instrument Date	Sep 10, 2021
Instrument	2021K074033
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 MONDAY DR, ELGIN, IL 60123-1223

Mortgage

Document Number	0000074034
Date	Sep 30, 2021
Instrument	2021K074034

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 7, 2021
Property Address	2031 MONDAY DR, ELGIN, IL 60123-1223
Document Number	0000036210
Instrument Date	Apr 20, 2021
Instrument	2021K036210
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2031 MONDAY DR, ELGIN, IL 60123-1223

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2031 MONDAY DR, ELGIN, IL 60123-1223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074770
Date	Dec 3, 2020
Instrument	2020K074770

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2031 Monday Dr was $6,823 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,823.00 Homeowner's exemption	$97,436 (+8.57%) Land $18,505 Building $78,931	$292,425 (+8.57%) Land $55,537 Building $236,888
2024		$89,745 Land $17,044 Building $72,701	$269,343 Land $51,152 Building $218,190
2022	$5,890.00 (+13.6%) Homeowner's exemption	$73,929 (+6.96%) Land $14,040 Building $59,889	$221,787 (+6.96%) Land $42,120 Building $179,667
2021	$5,185.00 Homeowner's exemption	$69,118 Land $13,126 Building $55,992	$207,354 Land $39,378 Building $167,976

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2031 Monday Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2031 Monday Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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