2040 Monday Dr, Elgin, IL 60123 Property Records

Kane County property record for 2040 Monday Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,030 sqft · built 1979
Lot Size	0.354 acres (15,402 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,010 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-423-001`

Property Details

APN / Parcel Number

Primary APN	`06-04-423-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
Gross Area	2,590 sqft
1st Floor Area	2,030 sqft
Basement Area	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,402 sqft (0.354 acres)
Lot Dimensions	151 ft deep x 102 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2040 MONDAY DR
City	ELGIN
State	IL
Zip	60123-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 7 LOT 368
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	368
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1021
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2040 MONDAY DR, ELGIN, IL 60123-5712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 13, 2020
Transfer Doc	0000021429
Record Updated	Oct 29, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 29, 2020
Property Address	2040 MONDAY DR, ELGIN, IL 60123-5712
Document Number	0000021429
Instrument Date	Feb 13, 2020
Instrument	2020K021429
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2040 MONDAY DR, ELGIN, IL 60123-5712

Mortgage

Document Number	0000021430
Date	Apr 29, 2020
Instrument	2020K021430

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,010.00 (+15.87%) Homeowner's exemption	$112,995 (+8.57%) Land $28,741 Building $84,254	$339,121 (+8.57%) Land $86,258 Building $252,863
2024		$104,075 (+21.4%) Land $26,472 Building $77,603	$312,350 (+21.44%) Land $79,448 Building $232,902
2022	$6,913.00 (+4.5%) Homeowner's exemption	$85,732 (+6.96%) Land $21,806 Building $63,926	$257,196 (+6.96%) Land $65,418 Building $191,778
2021	$6,615.00 Homeowner's exemption	$80,153 Land $20,387 Building $59,766	$240,459 Land $61,161 Building $179,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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