2023 Monday Dr, Elgin, IL 60123 Property Records

Kane County property record for 2023 Monday Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,164 sqft · built 1979
Lot Size	0.135 acres (5,865 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Oct 2025)
Tax Bill	$5,315 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-04-421-013`

Property Details

APN / Parcel Number

Primary APN	`06-04-421-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,164 sqft
Basement Area	1,164 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	5,865 sqft (0.135 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2023 MONDAY DR
City	ELGIN
State	IL
Zip	60123-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 7 PART LOT 391 (DESC IN DOC 1525919)
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	391
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2023 MONDAY DR, ELGIN, IL 60123-1223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage EMERALD MORTGAGE CORP
Sep 21, 2021	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Jun 12, 1996 · Amount on Record
Deed Document Number	202540405
Prior Transfer Date	Dec 1, 2016
Prior Transfer Doc	0000067885
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 15, 2025
Property Address	2023 MONDAY DR, ELGIN, IL 60123-1223
Document Number	0000040405
Instrument Date	Oct 9, 2025
Instrument	2025K040405
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 SILVERSTONE DR, CARPENTERSVILLE, IL 60110-1197

Mortgage

Document Number	0000040406
Date	Oct 15, 2025
Instrument	2025K040406

Lender

Name	EMERALD MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Sep 21, 2021
Property Address	2023 MONDAY DR, ELGIN, IL 60123-1223
Document Number	0000071645
Instrument Date	Aug 2, 2021
Instrument	2021K071645
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 MONDAY DR, ELGIN, IL 60123-1223

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,315.00 (+3.51%)	$69,668 (+8.57%) Land $14,798 Building $54,870	$209,088 (+8.57%) Land $44,412 Building $164,676
2024	$5,135.00 (+12.04%)	$64,169 (+21.39%) Land $13,630 Building $50,539	$192,584 (+21.44%) Land $40,906 Building $151,678
2022	$4,583.00 (+3.95%)	$52,860 (+6.96%) Land $11,228 Building $41,632	$158,580 (+6.96%) Land $33,684 Building $124,896
2021	$4,409.00	$49,420 Land $10,497 Building $38,923	$148,260 Land $31,491 Building $116,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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