20219 Rusty Rock Ln, Cypress, TX 77433 Property Records

Harris County property record for 20219 Rusty Rock Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,392 sqft · built 2011
Lot Size	0.188 acres (8,171 sqft)
Owner	2 Individual Names on Record
Last Sale	$442,890 (Apr 2022)
Tax Bill	$7,133 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130-292-002-0011`

Property Details

APN / Parcel Number

Primary APN	`130-292-002-0011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,392 sqft Living Area
1st Floor Area	2,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,171 sqft (0.188 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1302920020011
Street Address	20219 RUSTY ROCK LN
City	CYPRESS
State	TX
Zip	77433-6298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 BLK 2 CANYON LAKES WEST SEC 4
Legal Subdivision	CANYON LAKES WEST SEC 4
Legal Block	2
Legal Lot Number	11
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1058
Census Tract	543006

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20219 RUSTY ROCK LN, CYPRESS, TX 77433-6298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage SYNERGY ONE LENDING
May 6, 2020	Deed of Trust, Mortgage ENCOMPASS LNDG
Apr 26, 2019	Warranty Deed, Transfer ENCOMPASS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	2022209422
Prior Transfer Date	Apr 24, 2019
Prior Transfer Doc	2019169033
Record Updated	Oct 29, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Apr 21, 2022
Property Address	20219 RUSTY ROCK LN, CYPRESS, TX 77433-6298
Document Number	0000209422
Instrument Date	Apr 19, 2022
Instrument	2022-209422
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20219 RUSTY ROCK LN, CYPRESS, TX 77433-6298

Mortgage

Document Number	0000209423
Date	Apr 21, 2022
Instrument	2022-209423

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20219 RUSTY ROCK LN, CYPRESS, TX 77433-6298
Document Number	0000199583
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO-WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20219 RUSTY ROCK LN CYPRESS TX 774336298, CYPRESS, TX 77433-6298

Mortgage

Document Number	0000199583
Date	May 12, 2020
Instrument	199583

Lender

Name	ENCOMPASS LNDG
Address	KATY, TX 77494

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 26, 2019
Property Address	20219 RUSTY ROCK LN, CYPRESS, TX 77433-6298
Document Number	0000169033
Instrument Date	Apr 24, 2019
Instrument	169033
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20219 RUSTY ROCK LN CYPRESS TX 774336298, CYPRESS, TX 77433-6298

Mortgage

Document Number	169034
Date	Apr 26, 2019
Instrument	169034

Lender

Name	ENCOMPASS LNDG
Address	KATY, TX 77494

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,418 (-7.73%) Land $78,045 Building $279,373	$357,418 (-7.73%) Land $78,045 Building $279,373
2025	$7,133.00 (+189.14%) Homeowner's exemption	$387,379 (+4.7%) Land $78,045 Building $309,334	$387,379 (+4.7%) Land $78,045 Building $309,334
2024	$2,467.00 (+17.14%)
2023		$370,000 Land $70,950 Building $299,050	$370,000 Land $70,950 Building $299,050
2022	$2,106.00 (+33.21%)
2020	$1,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 451 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	451 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

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