20215 Rusty Rock Ln, Cypress, TX 77433 Property Records

Harris County property record for 20215 Rusty Rock Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,369 sqft · built 2010
Lot Size	0.192 acres (8,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,300 (Jul 2019)
Tax Bill	$6,635 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130-292-002-0010`

Property Details

APN / Parcel Number

Primary APN	`130-292-002-0010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,369 sqft Living Area
1st Floor Area	1,900 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,357 sqft (0.192 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1302920020010
Street Address	20215 RUSTY ROCK LN
City	CYPRESS
State	TX
Zip	77433-6298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BLK 2 CANYON LAKES WEST SEC 4
Legal Subdivision	CANYON LAKES WEST SEC 4
Legal Block	2
Legal Lot Number	10
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1058
Census Tract	543006

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20215 RUSTY ROCK LN, CYPRESS, TX 77433-6298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH WEST HOUSTON LENDING & INV
Jul 8, 2019	Warranty Deed, Transfer FINANCE OF AMERICA MTG
May 30, 2018	Warranty Deed, Transfer HOMETRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	2019290261
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	2019290261
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20215 RUSTY ROCK LN, CYPRESS, TX 77433-6298
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9727 WOODY OAKS DR, HOUSTON, TX 77095-5271

Mortgage

Document Number	0000283325
Date	Jul 27, 2023
Instrument	2023-283325

Lender

Name	SOUTH WEST HOUSTON LENDING & INV
Type	Non-Lending Institution
Address	HOUSTON, TX 77072

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 8, 2019
Property Address	20215 RUSTY ROCK LN, CYPRESS, TX 77433-6298
Document Number	0000290261
Instrument Date	Jul 1, 2019
Instrument	290261
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20215 RUSTY ROCK LN CYPRESS TX 774336298, CYPRESS, TX 77433-6298

Mortgage

Document Number	290262
Date	Jul 8, 2019
Instrument	290262

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 30, 2018
Property Address	20215 RUSTY ROCK LN, CYPRESS, TX 77433-6298
Document Number	0000236066
Instrument Date	May 29, 2018
Instrument	236066
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	FIRST WESTERN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20215 RUSTY ROCK LN CYPRESS TX 774336298, CYPRESS, TX 77433-6298

Mortgage

Document Number	236067
Date	May 30, 2018
Instrument	236067

Lender

Name	HOMETRUST MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 29, 2033

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,994 (-11.78%) Land $78,259 Building $243,735	$321,994 (-11.78%) Land $78,259 Building $243,735
2025	$6,635.00 (+209.47%) Homeowner's exemption	$365,000 (-7.68%) Land $78,259 Building $286,741	$365,000 (-7.68%) Land $78,259 Building $286,741
2024	$2,144.00 (+20.18%)
2023		$395,348 Land $71,145 Building $324,203	$395,348 Land $71,145 Building $324,203
2022	$1,784.00 (+17.37%)
2020	$1,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 451 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	451 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

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