Mecklenburg County property record for 20304 Harroway Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,656 sqft · built 2006 |
| Lot Size | 0.077 acres (3,389 sqft) |
| Owner | Company Name on File |
| Last Sale | $348,000 (Mar 2023) |
| Tax Bill | $3,166 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-179-35 |
| Primary APN | 001-179-35 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,656 sqft Heated Area |
| Gross Area | 2,124 sqft |
| 1st Floor Area | 618 sqft |
| Upper Floors Area | 1,038 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 3,389 sqft (0.077 acres) |
| Garage Area | 360 sqft |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-179-35 |
|---|---|
| Street Address | 20304 HARROWAY DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR(CD) |
| Legal Description | L33 M45-617 |
| Legal Subdivision | HARROGATE PH 02 |
| Legal Lot Number | 33 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 6216 |
20304 Harroway Dr is owned by a company that bought it in March 2023.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Mar 9, 2023 | Warranty Deed, Transfer · Commercial Mortgage DEEPHAVEN MORTGAGE LLC |
| Jan 17, 2023 | Intrafamily Transfer, Transfer |
| Dec 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2023 · Amount on File |
| Deed Sale | Mar 9, 2023 · Amount on File |
| Prior Sale | Jan 17, 2023 |
| Deed Document Number | 0037981451 |
| Deed Book / Page | 37981 / 451 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20304 HARROWAY DR, CORNELIUS, NC 28031-6914 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000113736 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 36165/859 |
| Instrument | 2021113736 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 9, 2023 |
| Property Address | 20304 HARROWAY DR, CORNELIUS, NC 28031-6914 |
| Document Number | 0000020976 |
| Book / Page | 37981 / 451 |
| Map Reference | MB 45 PG 617 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2023020976 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | SELENE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $696.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20304 HARROWAY DR, CORNELIUS, NC 28031-6914 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020977 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 2023020977 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 17, 2023 |
| Property Address | 20304 HARROWAY DR, CORNELIUS, NC 28031-6914 |
| Document Number | 0000003985 |
| Book / Page | 37885 / 917 |
| Map Reference | MB 45 PG 617 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 2023003985 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20304 HARROWAY DR, CORNELIUS, NC 28031-6914 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 117 LATROBE CT, ADVANCE, NC 27006-7575 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 14, 2021 |
| Property Address | 20304 HARROWAY DR, CORNELIUS, NC 28031-6914 |
| Document Number | 0000234948 |
| Book / Page | 36865 / 385 |
| Map Reference | MB 45 PG 617 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021234948 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | SERVICELINK EAST ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20304 HARROWAY DR, CORNELIUS, NC 28031-6914 |
| Document Number | 0000234949 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021234949 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 20304 Harroway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20304 Harroway Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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