Mecklenburg County property record for 20265 Harroway Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,667 sqft · built 2015 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Company Name on File |
| Last Sale | $510,000 (Jun 2023) |
| Tax Bill | $3,409 (2024) |
| Deeds & Mortgages | Jun 2023 Sale Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-179-11 |
| Primary APN | 001-179-11 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,667 sqft Living Area |
| Gross Area | 3,067 sqft |
| 1st Floor Area | 1,217 sqft |
| Upper Floors Area | 1,450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 4,966 sqft (0.114 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 293 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20265 HARROWAY DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR(CD) |
| Legal Description | L20 M57-450 |
| Legal Subdivision | HARROGATE PH 02 |
| Legal Block | 9 |
| Legal Lot Number | 20 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 6216 |
20265 Harroway Dr is owned by a company that bought it in June 2023.
Source: Mecklenburg County records, as of April 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20265 HARROWAY DR, CORNELIUS, NC 28031-6860 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2023 | Warranty Deed, Transfer |
| Nov 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2023 · Amount on File |
| Deed Sale | Jun 6, 2023 · Amount on File |
| Prior Sale | Mar 28, 2019 · Amount on File |
| Deed Document Number | 202352954 |
| Deed Book / Page | 38170 / 318 |
| Prior Transfer Date | Aug 31, 2010 |
| Prior Transfer Doc | 0000101947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 6, 2023 |
| Property Address | 20265 HARROWAY DR, CORNELIUS, NC 28031-6860 |
| Document Number | 0000052954 |
| Book / Page | 38170 / 318 |
| Map Reference | MB 57 PG 450 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023052954 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19900 FLORAL LN, CORNELIUS, NC 28031-9742 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20265 HARROWAY DR, CORNELIUS, NC 28031-6860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000184769 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 35272/515 |
| Instrument | 2020184769 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 305 Months |
| Due | Apr 1, 2046 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $512,100 Land $90,000 Building $422,100 | $512,100 Land $90,000 Building $422,100 | |
| 2024 | $3,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20265 Harroway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20265 Harroway Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures