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20305 Harroway Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20305 Harroway Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,038 sqft · built 2006
Lot Size0.118 acres (5,168 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (Nov 2023)
Tax Bill$3,655 (2023)
Deeds & MortgagesNov 2023 Sale & Mortgage
May 2023 Transfer
Flood ZoneZone X (minimal risk)
APN001-179-23

Property Details

APN / Parcel Number

Primary APN001-179-23

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,038 sqft Heated Area
Gross Area2,671 sqft
1st Floor Area1,345 sqft
Upper Floors Area693 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area5,168 sqft (0.118 acres)
Garage Area441 sqft
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-179-23
Street Address20305 HARROWAY DR
CityCORNELIUS
StateNC
Zip28031-6914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR(CD)
Legal DescriptionL27 M45-617
Legal SubdivisionHARROGATE PH 02
Legal Lot Number27
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1021
Census Tract6216

Owner

20305 Harroway Dr is owned and occupied by an individual who bought it in November 2023.

Source: Mecklenburg County records, as of November 14, 2023

Owner of RecordIndividual Name on File
Mailing Address20305 HARROWAY DR, CORNELIUS, NC 28031-6914
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
May 10, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2023 · Amount on File
Deed SaleNov 6, 2023 · Amount on File
Prior SaleMay 10, 2023
Deed Document Number2023105220
Deed Book / Page38468 / 648
Record UpdatedJun 7, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 6, 2023
Property Address20305 HARROWAY DR, CORNELIUS, NC 28031-6914
Document Number0000105220
Book / Page38468 / 648
Map ReferenceMB 45 PG 617
Instrument DateNov 6, 2023
Instrument2023105220
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2040 NE 209TH ST, MIAMI, FL 33179-1628

Transferred To (Grantee/Buyer)

NameVerified Name
Address20305 HARROWAY DR, CORNELIUS, NC 28031-6914

Mortgage

Document Number0000105221
DateNov 6, 2023
Instrument2023105221
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMay 10, 2023
Property Address20305 HARROWAY DR, CORNELIUS, NC 28031-6914
Document Number0000043341
Book / Page38112 / 705
Map ReferenceMB 45 PG 617
Instrument DateMay 3, 2023
Instrument2023043341
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21424 COUNTRY CLUB DR, CORNELIUS, NC 28031-6630

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address21424 COUNTRY CLUB DR, CORNELIUS, NC 28031-6630

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,655.00$430,600 Land $90,000 Building $340,600$430,600 Land $90,000 Building $340,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20305 Harroway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20305 Harroway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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