203 Sand Flat Ln, Temple, TX 76502 Property Records

Bell County property record for 203 Sand Flat Ln, Temple, TX 76502 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2021
Square Footage2,359 sqft Living Area
Lot Size22,651 sqft (0.52 acres)
Garage570 sqft
OccupancyOwner Occupied
Last Sale$484,800 (2026)

Owner

Source: Bell County records · APN 0403709308

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1808 LONGMIRE LOOP, TEMPLE, TX 76502-7438
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed, Transfer · Veterans Administration Mortgage
CAPITAL LENDING
Sep 16, 2021Vendor's Lien, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 11, 2021Vendor's Lien, Transfer · Commercial Mortgage
SECURITY BANK OF CRAWFORD
Sep 30, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
FIRST GUARANTY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Prior SaleSep 16, 2021 · Amount on Record
Deed Doc Number202638844
Prior Transfer DateSep 15, 2021
Prior Transfer Doc0000060485
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionBELL TX
Recording DateJul 31, 2026
Property Address203 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number0000038844
Instrument DateJul 31, 2026
Instrument202638844
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyCAROTHERS ABSTRACT AND TITLE, CAROTHERS ABSTRACT & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sales Price
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038845,
DateJul 31, 2026
Instrument202638845
Lender
NameCAPITAL LENDING
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.47%
Max Rate-1%

September 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateSep 16, 2021
Property Address203 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number0000060485
Map ReferenceVOL 2018 PG 36209
Instrument DateSep 15, 2021
Instrument2021060485
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyNOT AVAILABLE, TEXAS TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 SAND FLAT LN, TEMPLE, TX 76502-7291

Mortgage

Document Number0000060486
DateSep 16, 2021
Instrument2021060486
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

February 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateFeb 11, 2021
Property Address203 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number0000009231
Map ReferenceVOL 2018 PG 36209
Instrument DateFeb 05, 2021
Instrument2021009231
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 AUSTIN AVE APT C, C, WACO, TX 76701-2026

Mortgage

Document Number0000009232
DateFeb 11, 2021
Instrument2021009232
Lender
NameSECURITY BANK OF CRAWFORD
TypeBank
Special NotesLender is also the Seller
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 05, 2022

September 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionBELL TX
Recording DateSep 30, 2020
Property Address203 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number0000052977
Instrument DateSep 29, 2020
Instrument52977
Transaction TypeConstruction Loan
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8702 ADAMS LN TEMPLE TX 765025158, TEMPLE, TX 76502-5158

Mortgage

Document Number0000052977
DateSep 30, 2020
Instrument52977
Lender
NameFIRST GUARANTY BK
TypeBank
AddressWACO, TX 76712-3801
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 29, 2021

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$521,040 (-1.24%) Land $58,000 Building $463,040$521,040 (-1.24%) Land $58,000 Building $463,040
2023$527,556 Land $58,000 Building $469,556$527,556 Land $58,000 Building $469,556
2021$814.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 51% of the US · above 26% of Texas
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN0403709308
Alternative APNs
  • 484158
  • 840418

Interior

Building Area2,359 sqft Living Area
1st Floor2,359 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area22,651 sqft (0.52 acres)
Parking Spaces2 Parking Spaces
Garage Area570 sqft Garage
PorchOpen Porch

Location & Zoning

Street Address203 SAND FLAT LN
CityTEMPLE
StateTX
Zip76502-7291
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNORTH LAKE ESTATES, BLOCK 004, LOT 0012, ACRES 0.52
Legal SubdivisionNORTH LAKE ESTATES
Legal Block4
Legal Lot Number12
JurisdictionBELL TX
Minor Civil DivisionNORTHWEST BELL
Census Blockgroup3
Census Block3000
Census Tract20203

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