Bell County property record for 190 Sand Flat Ln, Temple, TX 76502 · Last verified April 2024
| Property Type | Single Family Home |
|---|---|
| Details | 2,092 sqft · built 2018 |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,889 (2023) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0403709212 |
| Primary APN | 0403709212 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,092 sqft Living Area |
| 1st Floor Area | 2,092 sqft |
| Year Built | Built 2018 |
|---|---|
| Lot Area | 25,700 sqft (0.589 acres) |
| Garage Area | 519 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 500 sqft |
| Account Number | 850998 |
|---|---|
| Street Address | 190 SAND FLAT LN |
| City | TEMPLE |
| State | TX |
| Zip | 76502-7290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH LAKE ESTATES, BLOCK 002, LOT 0023, ACRES .59 |
| Legal Subdivision | NORTH LAKE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | BELL TX |
| Township / Civil Division | NORTHWEST BELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20203 |
Source: Bell County records · APN 0403709212
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 SAND FLAT LN, TEMPLE, TX 76502-7290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2018 |
| Deed Sale | Oct 17, 2018 |
| Deed Document Number | 2018-00043620 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 190 SAND FLAT LN, TEMPLE, TX 76502-7290 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CENTRALAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000017026 |
|---|---|
| Date | Apr 08, 2020 |
| Instrument | 2020-00017026 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Belton Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,889.00 (-15.02%) Homeowner's exemption | $489,735 Land $58,000 Building $431,735 | $489,735 Land $58,000 Building $431,735 |
| 2022 | $5,753.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270202033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 51% of the US · above 26% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,075 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Altitude ISP | Fixed Wireless (unlicensed) | 500 / 100 |
May also be available at this address: AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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