Bell County property record for 207 Sand Flat Ln, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2,510 sqft · built 2020 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,422 (2023) |
| Deeds & Mortgages | Nov 2023 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0403709311 |
| Primary APN | 0403709311 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,510 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 840418 |
|---|---|
| Street Address | 207 SAND FLAT LN |
| City | TEMPLE |
| State | TX |
| Zip | 76502-7291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH LAKE ESTATES, BLOCK 004, LOT 0013, ACRES .61 |
| Legal Subdivision | NORTH LAKE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | BELL TX |
| Township / Civil Division | NORTHWEST BELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20203 |
Source: Bell County records · APN 0403709311
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 207 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2023 | Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK TEXAS |
| Jul 06, 2021 | Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Nov 05, 2020 | Warranty Deed, Transfer · Commercial Mortgage NATIONAL UNITED |
| Sep 30, 2020 | Deed of Trust, Construction Loan · Construction Mortgage FIRST GUARANTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2023 |
| Deed Sale | Nov 17, 2023 |
| Prior Sale | Jul 06, 2021 |
| Deed Document Number | 2023051474 |
| Record Updated | Jun 07, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Nov 17, 2023 |
| Property Address | 207 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000051474 |
| Map Reference | VOL 2018 PG 36209 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023051474 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2023 |
| Title Company | NOT AVAILABLE, MAVERICK TTL OF TX DBA TX TT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Name | Verified Name |
|---|---|
| Address | 207 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000051475 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023051475 |
| Name | FIRST NATIONAL BANK TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 06, 2021 |
| Property Address | 207 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000042541 |
| Map Reference | DOC 2020023042 |
| Instrument Date | Jul 02, 2021 |
| Instrument | 2021042541 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000042542 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 2021042542 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Nov 05, 2020 |
| Property Address | 207 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000061090 |
| Map Reference | VOL 2018 PG 36209 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020-00061090 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | TEXAS TITLE THE PEARSON FIRM |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8702 ADAMS LN, 8702, TEMPLE, TX 76502-5158 |
| Name | Verified Name |
|---|---|
| Address | 325 O W LOVEREY DR, SALADO, TX 76571 |
| Document Number | 0000061091 |
|---|---|
| Date | Nov 05, 2020 |
| Instrument | 2020-00061091 |
| Name | NATIONAL UNITED |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 30, 2020 |
| Property Address | 207 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000052977 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 52977 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8702 ADAMS LN TEMPLE TX 765025158, TEMPLE, TX 76502-5158 |
| Document Number | 0000052977 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 52977 |
| Name | FIRST GUARANTY BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712-3801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 29, 2021 |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Belton Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,422.00 (-12.6%) Homeowner's exemption | $587,823 Land $58,000 Building $529,823 | $587,823 Land $58,000 Building $529,823 |
| 2022 | $7,348.00 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Altitude ISP Fixed Wireless | 500 / 100 |
May also be available: AMG Technology Investment Group, Verizon.
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOFFAT WSC serves 4,633 people |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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