203 S Orchard St, Apt 10D, Ormond Beach, FL 32174 Property Records

Volusia County property record for 203 S Orchard St, Apt 10D, Ormond Beach, FL 32174

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,083 sqft · built 1986
Lot Size	5.61 acres (244,732 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2026)
Tax Bill	$802 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`4241-20-00-010D`

Property Details

APN / Parcel Number

Primary APN	`4241-20-00-010D`
Alternative APNs	`4114322000010D` `3214412000010D` `4783091.0` `4783091`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	55 Units
Stories	1 Story
Building Area	1,083 sqft Living Area
1st Floor Area	1,083 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	244,732 sqft (5.61 acres)
Porch	Patio
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4783091
Street Address	203 S ORCHARD ST, 10D
City	ORMOND BEACH
State	FL
Zip	32174-8437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 10-D THOUSAND OAKS CONDO MB 39 PG 133 PER OR 2538 PG 0981 PER OR 3879 PG 0338 PER UNREC DC PER OR 6488 PG 2422 PER OR 7098 PG 4399 PER OR 7776 PG 1071 PER OR 8848 PG 1094
Legal Range	32E
Legal Township	14S
Legal Section	41
Legal Subdivision	THOUSAND OAKS CONDO MB
Legal Tract	20
Legal Unit	10
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2000
Census Tract	80803

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	203 S ORCHARD ST, 10D, ORMOND BEACH, FL 32174-8437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK
Nov 19, 2019	Grant Deed, Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	202679420
Deed Book / Page	8848 / 1094
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 1, 2026
Property Address	203 S ORCHARD ST, 10D, ORMOND BEACH, FL 32174-8437
Document Number	0088481094
Book / Page	8848 / 1094
Instrument Date	Apr 30, 2026
Instrument	202679420
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 S ORCHARD ST, 10D, ORMOND BEACH, FL 32174-8437

Mortgage

Document Number	0000079421,
Date	May 1, 2026
Instrument	202679421

Lender

Name	FLORIDA CAPITAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 1, 2026
Property Address	203 S ORCHARD ST, 10D, ORMOND BEACH, FL 32174-8437
Document Number	0000079420
Book / Page	8848 / 1094
Instrument Date	Apr 30, 2026
Instrument	2026.79420
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 S ORCHARD ST, 10D, ORMOND BEACH, FL 32174-8437

Mortgage

Document Number	0000079421,
Date	May 1, 2026
Instrument	2026..79421

Lender

Name	FLORIDA CAPITAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 19, 2019
Property Address	203 S ORCHARD ST APT 10D, 10D, ORMOND BEACH, FL 32174-8437
Document Number	0077761071
Book / Page	007776 / 001071
Instrument Date	Nov 14, 2019
Instrument	227996
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Amount	Amount Recorded
Tax	$826.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 S ORCHARD ST #10D ORMOND BEACH FL 321748437, 10D, ORMOND BEACH, FL 32174-8437

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,041 (+2.7%)	$164,636 (+1.16%) Land $36,300 Building $128,336
2025	$802.00 (+11.08%) Homeowner's exemption Widower's exemption	$96,438 (+5.99%)	$162,741 (+0.68%) Land $36,300 Building $126,441
2023	$722.00 (-4.62%) Senior Citizen's exemption	$90,992 (+3%)	$161,636 (+13.48%) Land $34,800 Building $126,836
2022	$757.00 Senior Citizen's exemption	$88,342	$142,434 Land $27,800 Building $114,634

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 226 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	280 units insured incl. 54 condo units
Nearby Flood Claims	107 (1990–2024)
Claims Outside the SFHA	17 of 107
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 55 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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