203 S Orchard St, Apt 9D, Ormond Beach, FL 32174 Property Records

Volusia County property record for 203 S Orchard St, Apt 9D, Ormond Beach, FL 32174

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,083 sqft · built 1985
Lot Size	5.61 acres (244,732 sqft)
Owner	Individual Name on Record
Last Sale	$206,900 (May 2023)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`4241-20-00-009D`

Property Details

APN / Parcel Number

Primary APN	`4241-20-00-009D`
Alternative APNs	`4114322000009D` `3214412000009D` `4783067.0` `4783067`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	55 Units
Stories	1 Story
Building Area	1,083 sqft Living Area
1st Floor Area	1,083 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	244,732 sqft (5.61 acres)
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4783067
Street Address	203 S ORCHARD ST, 9D
City	ORMOND BEACH
State	FL
Zip	32174-8414
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 9-D THOUSAND OAKS CONDO MB 39 PG 133 PER OR 2538 PG 0981 PER OR 5030 PG 1280 PER OR 6885 PG 2086 PER OR 7374 PGS 3445-3462 INC PER OR 7377 PG 0225 PER OR 7820 PG 1759 PER OR 8401 PG 0882
Legal Range	32E
Legal Township	14S
Legal Section	41
Legal Subdivision	THOUSAND OAKS CONDO MB
Legal Tract	20
Legal Block	2
Legal Unit	9
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2000
Census Tract	80803

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 S ORCHARD ST, 9D, ORMOND BEACH, FL 32174-8414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 1, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Mar 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	202388569
Deed Book / Page	8401 / 882
Prior Transfer Date	Mar 23, 2017
Prior Transfer Doc	0073770225
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 3, 2023
Property Address	203 S ORCHARD ST APT 9D, 9D, ORMOND BEACH, FL 32174-8414
Document Number	0084010882
Book / Page	8401 / 882
Map Reference	MB 2538 PG 981
Instrument Date	Apr 24, 2023
Instrument	2023088569
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,448.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 DEER LAKE CIR, ORMOND BEACH, FL 32174-4277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 S ORCHARD ST APT 9D, 9D, ORMOND BEACH, FL 32174-8414

Mortgage

Document Number	0008401884
Date	May 3, 2023
Instrument	8401/884

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	203 S ORCHARD ST APT 9D, 9D, ORMOND BEACH, FL 32174-8414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078723103
Date	Jul 1, 2020
Book Page	7872/3103
Instrument	2020-118647

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 26, 2020
Property Address	203 S ORCHARD ST APT 9D, 9D, ORMOND BEACH, FL 32174-8414
Document Number	0078201759
Book / Page	7820 / 1759
Map Reference	MB 39 PG 133-135
Instrument Date	Feb 18, 2020
Instrument	2020-040819
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 LINCOLN AVE, 61, ORMOND BEACH, FL 32174-5617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 W GRAHAM ST, MC RAE, GA 31055-3559

Mortgage

Document Number	0078201761
Date	Feb 26, 2020
Instrument	7820/1761

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 24, 2017
Property Address	203 S ORCHARD ST APT 9D, 9D, ORMOND BEACH, FL 32174-8414
Document Number	0073770225
Book / Page	007377 / 000225
Instrument Date	Mar 23, 2017
Instrument	59363
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 LINCOLN AVE ORMOND BEACH FL 321745617, ORMOND BEACH, FL 32174-5617

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,850 (+1.15%) Land $36,300 Building $127,550	$163,850 (+1.15%) Land $36,300 Building $127,550
2025	$1,956.00 (-25.49%) Homeowner's exemption	$161,991 (+0.75%) Land $36,300 Building $125,691	$161,991 (+0.75%) Land $36,300 Building $125,691
2023	$2,625.00 (+110.51%)	$160,789 (+36.5%) Land $34,800 Building $125,989	$160,789 (+13.37%) Land $34,800 Building $125,989
2022	$1,247.00 Homeowner's exemption	$117,792	$141,828 Land $27,800 Building $114,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 226 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	280 units insured incl. 54 condo units
Nearby Flood Claims	107 (1990–2024)
Claims Outside the SFHA	17 of 107
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 55 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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