203 S Beach St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 203 S Beach St, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1890
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$39,437 (Nov 2022)
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Nov 2022 Sale Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-72-084-000`

Property Details

APN / Parcel Number

Primary APN	`011-72-084-000`
Alternative APN	`0117208400000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,736 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	21,780 sqft (0.5 acres)
Garage Area	702 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 S BEACH ST
City	BANCROFT
State	MI
Zip	48414-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANCROFT VILLAGE SEC 36 T6N R3E COM 80 FT E OF SE COR OF LOT 7 BLK 10 ORIGINAL PLAT OF BANCROFT E 136.5 FT S 166 FT W 136.5 F
Legal Range	03E
Legal Township	06N
Legal Section	36
Legal Subdivision	BANCROFT VILLAGE
Legal Block	10
Legal Lot Number	7
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3047
Census Tract	31302

Owner

203 S Beach St is owned and occupied by an individual who bought it in November 2022.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	115 S BEACH ST, BANCROFT, MI 48414-9799
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Sep 19, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jan 2, 2017	Loan Modification, Mortgage · Conventional Mortgage BLUEGRASS CAPITAL FUND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Sep 19, 2022 · Amount on File
Deed Document Number	20223366115
Deed Book / Page	1302 / 111
Prior Transfer Date	Apr 20, 2009
Prior Transfer Doc	0011370262
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 10, 2022
Property Address	203 S BEACH ST, BANCROFT, MI 48414-7703
Document Number	0013020111
Book / Page	1302 / 111
Instrument Date	Oct 31, 2022
Instrument	3366115
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$296.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3705 LADY DI LN, LEXINGTON, KY 40517-1036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 S BEACH ST, BANCROFT, MI 48414-7703

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 19, 2022
Property Address	203 S BEACH ST, BANCROFT, MI 48414-7703
Document Number	0013000566
Book / Page	1300 / 566
Instrument Date	Sep 14, 2022
Instrument	3364539
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$292.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 S BEACH ST, BANCROFT, MI 48414-7703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 S BEACH ST, BANCROFT, MI 48414-9799

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHIAWASSEE MI
Property Address	203 S BEACH ST, BANCROFT, MI 48414-7703
Document Number	0012450522
Instrument Date	Jan 2, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 S BEACH ST BANCROFT MI 484147703, BANCROFT, MI 48414-7703

Mortgage

Document Number	0012450522
Date	Apr 23, 2018
Book Page	001245/000522
Instrument	3308891

Lender

Name	BLUEGRASS CAPITAL FUND LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 22, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 203 S Beach St was $1,192 with a homeowner's exemption, up 0.2% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Bancroft Village
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,300 (-77.45%)	$10,600 (-77.45%)
2025	$1,192.00 (+0.17%) Homeowner's exemption Additional exemption filed	$23,500	$47,000
2024	$1,190.00 (+41%)
2023	$844.00 Homeowner's exemption Additional exemption filed	$22,300	$44,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 203 S Beach St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 S Beach St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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