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108 S Beach St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 108 S Beach St, Bancroft, MI 48414

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,300 sqft · built 1900
Lot Size0.151 acres (6,580 sqft)
OwnerIndividual Name on File
Last Sale$59,900 (May 2019)
Tax Bill$1,557 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN011-60-010-006

Property Details

APN / Parcel Number

Primary APN011-60-010-006
Alternative APN
  • 0116001000600

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,300 sqft Living Area
1st Floor Area916 sqft
Basement Area916 sqft
Unfinished Basement916 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area6,580 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address108 S BEACH ST
CityBANCROFT
StateMI
Zip48414-9799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF BANCROFT ORIGINAL PLAT LOT 4 BLK 10
Legal SubdivisionBANCROFT VILLAGE
Legal Block10
Legal Lot Number4
JurisdictionSHIAWASSEE MI
Township / Civil DivisionSHIAWASSEE
Census Block Group3
Census Block3048
Census Tract31302

Owner

108 S Beach St is owned and occupied by an individual who bought it in May 2019.

Source: Shiawassee County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address108 S BEACH ST, BANCROFT, MI 48414-9799
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 31, 2019Warranty Deed, Transfer · FHA Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2019 · Amount on File
Deed SaleMay 31, 2019 · Amount on File
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address108 S BEACH ST, BANCROFT, MI 48414-9799
Transaction TypeMortgage
Record UpdatedMay 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 S BEACH ST, BANCROFT, MI 48414-9799

Mortgage

Document Number0012960294
DateMay 6, 2022
Book Page1296/294
Instrument3360219
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateMay 31, 2019
Property Address108 S BEACH ST, BANCROFT, MI 48414-9799
Document Number0012570743
Book / Page001257 / 000743
Instrument DateMay 29, 2019
Instrument3321279
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyCISLO TITLE, CISLO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$449.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 S BEACH ST BANCROFT MI 484149799, BANCROFT, MI 48414-9799

Mortgage

Document Number12570744
DateMay 31, 2019
Book Page001257/000744
Instrument3321280
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 108 S Beach St was $1,557 with a homeowner's exemption, up 2.6% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBancroft Village
CountyShiawassee County
County SubdivisionShiawassee Township
Unified School DistrictDurand Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,200 (+1.79%)$102,400 (+1.79%)
2025$1,557.00 (+2.57%) Homeowner's exemption$50,300$100,600
2024$1,518.00 (+11.78%)
2023$1,358.00 Homeowner's exemption$48,100$96,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 S Beach St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 108 S Beach St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF BANCROFT
serves 616 people · EPA ID MI0000370
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

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