112 S Beach St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 112 S Beach St, Bancroft, MI 48414

Property Summary

Property TypeSingle Family Home
Lot Size0.312 acres (13,624 sqft)
OwnerIndividual Name on Record
Tax Bill$1,467 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN011-60-010-005

Property Details

APN / Parcel Number

Primary APN011-60-010-005
Alternative APN
  • 0116001000500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,424 sqft Living Area
1st Floor Area1,040 sqft
Basement Area128 sqft
Unfinished Basement128 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area13,624 sqft (0.312 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address112 S BEACH ST
CityBANCROFT
StateMI
Zip48414-9799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBANCROFT VILLAGE ORIGINAL PLAT LOTS 5 & 6 BLK 10
Legal SubdivisionBANCROFT VILLAGE
Legal Block10
Legal Lot Number5-6
JurisdictionSHIAWASSEE MI
Township / Civil DivisionSHIAWASSEE
Census Block Group3
Census Block3048
Census Tract31302

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address112 S BEACH ST, BANCROFT, MI 48414-9799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER LLC
Dec 16, 2019Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address112 S BEACH ST, BANCROFT, MI 48414-9799
Transaction TypeMortgage
Record UpdatedFeb 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 S BEACH ST, BANCROFT, MI 48414-9799

Mortgage

Document Number0012920790
DateFeb 11, 2022
Book Page1292/790
Instrument3356691
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateDec 16, 2019
Property Address112 S BEACH ST, BANCROFT, MI 48414-9799
Document Number0012640056
Book / Page001264 / 000056
Instrument DateSep 30, 2019
Instrument3327685
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyFIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 SHEPARD ST CHARLOTTE MI 48813, CHARLOTTE, MI 48813

Mortgage

Document Number12640057
DateDec 16, 2019
Book Page001264/000057
Instrument3327686
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueDec 15, 2049

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBancroft Village
CountyShiawassee County
County SubdivisionShiawassee Township
Unified School DistrictDurand Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,200 (+0.8%)$100,400 (+0.8%)
2025$1,467.00 (+2.66%) Homeowner's exemption$49,800 (+5.29%)$99,600 (+5.29%)
2024$1,429.00 (+12.08%)
2023$1,275.00 Homeowner's exemption$47,300$94,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF BANCROFT
serves 616 people · EPA ID MI0000370
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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