Richland County property record for 203 Redbay Rd, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 5,439 sqft Heated Area |
| Lot Size | 34,645 sqft (0.795 acres) |
| Garage | 870 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $705,000 (2020) |
| Primary APN | 28905-03-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 5,439 sqft Heated Area |
| Gross Area | 6,819 sqft Gross Area |
| 1st Floor | 3,130 sqft 1st Floor |
| Basement Area | 783 sqft Basement |
| Finished Basement | 783 sqft Finished |
| Unfinished Basement | 493 sqft Unfinished |
| Stories | 3 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 34,645 sqft (0.795 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 870 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Patio Area | 425 sqft Patio |
| Porch Area | 550 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01523426 |
|---|---|
| Street Address | 203 REDBAY RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8651 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 130X225X130X225 #SU WOODCREEK FARMS AREA D-15 PHASE I |
| Legal Subdivision | WOODCREEK |
| Legal Phase | 1 |
| Legal Lot Number | 7,130 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2065 |
| Census Tract | 11407 |
Source: Richland County records · APN 28905-03-01
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 REDBAY RD, ELGIN, SC 29045-8651 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Sep 08, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 16, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage RESOURCE FIN'L SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on Record |
| Deed Sale | Oct 16, 2020 · Amount on Record |
| Prior Sale | Sep 15, 2005 · Amount on Record |
| Deed Doc Number | 202055067 |
| Deed Book / Page | 2539 / 3439 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 203 REDBAY RD, ELGIN, SC 29045-8651 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027522605 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 2752/2605 |
| Instrument | 2022033301 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 09, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 203 REDBAY RD, ELGIN, SC 29045-8651 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0026621434 |
|---|---|
| Date | Sep 08, 2021 |
| Book Page | 2662/1434 |
| Instrument | 2021059769 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 16, 2020 |
| Property Address | 203 REDBAY RD, ELGIN, SC 29045-8651 |
| Document Number | 2539/3439 |
| Book / Page | 002539 / 003439 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 55067 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,609.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 203 REDBAY RD ELGIN SC 290458651, ELGIN, SC 29045-8651 |
| Document Number | 2539/3443 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 002539/003443 |
| Instrument | 55068 |
| Name | RESOURCE FIN'L SVC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, SC 29205 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2050 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed market value is set for property tax purposes and is not a market price estimate.
| Year | Assessed Market Value |
|---|---|
| 2025 | $790,000 (+25.58%) Land $88,000 Building $702,000 |
| 2023 | $629,100 Land $80,000 Building $549,100 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 8% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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