207 Redbay Rd, Elgin, SC 29045 Property Records

Richland County property record for 207 Redbay Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,104 sqft · built 2001
Lot Size	0.629 acres (27,414 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (May 2004)
Tax Bill	$5,240 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28901-03-33`

Property Details

APN / Parcel Number

Primary APN	`28901-03-33`
Alternative APNs	`R28901-03-33` `01523060`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,104 sqft Heated Area
Gross Area	6,181 sqft
1st Floor Area	4,104 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,414 sqft (0.629 acres)
Garage Area	845 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	763 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01523060
Street Address	207 REDBAY RD
City	ELGIN
State	SC
Zip	29045-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 9 81.3X228.9X86.6X87.1X207.3 #SU WOODCREEK FARMS AREA D-15 PHASE I
Legal Subdivision	WOODCREEK
Legal Phase	1
Legal Lot Number	9,81
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 REDBAY RD, ELGIN, SC 29045-8651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2004 · Amount on Record
Deed Sale	May 4, 2004 · Amount on Record
Prior Sale	May 4, 2004 · Amount on Record
Deed Document Number	200435318
Deed Book / Page	931 / 393
Prior Transfer Date	Feb 18, 2004
Prior Transfer Doc	0931/0385
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	207 REDBAY RD, ELGIN, SC 29045-8651
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 REDBAY RD, ELGIN, SC 29045-8651
Investor	Possibly a Property Investor

Mortgage

Document Number	0030993314
Date	Feb 17, 2026
Book Page	3099/3314
Instrument	2026007235

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,240.00 (+17.46%)	$596,000 (-)	$719,100 (-) Land $132,000 Building $587,100
2024		$596,000 (+2,774.78%)	$719,100 (+38.74%) Land $132,000 Building $587,100
2023	$4,461.00 (-51.37%)	$20,732 (+0.01%)	$518,300 (-)
2022	$9,174.00 (+94.78%)
2021	$4,710.00	$20,730	$518,300 Land $120,000 Building $398,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20