108 Redbay Rd, Elgin, SC 29045 Property Records

Richland County property record for 108 Redbay Rd, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2005
Square Footage	3,833 sqft Heated Area
Lot Size	26,136 sqft (0.6 acres)
Occupancy	Owner Occupied
Last Sale	$569,000 (2020)
Tax Bill	$5,411.00 (2025)

Owner

Source: Richland County records · APN 28905-02-05

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 REDBAY RD, ELGIN, SC 29045-8648
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2020 · Amount on Record
Deed Sale	Mar 06, 2020 · Amount on Record
Prior Sale	Dec 12, 2006 · Amount on Record
Deed Doc Number	202012661
Deed Book / Page	2475 / 729
Record Refreshed	Sep 20, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 06, 2020
Property Address	108 REDBAY RD, ELGIN, SC 29045-8648
Document Number	2475/0729
Book / Page	002475 / 000729
Instrument Date	Mar 06, 2020
Instrument	12661
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,105.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	108 REDBAY RD ELGIN SC 290458648, ELGIN, SC 29045-8648

Mortgage

Document Number	2475/0734
Date	Mar 06, 2020
Book Page	002475/000734
Instrument	12662

Lender

Name	RESOURCE FIN'L SVC
Type	Funding / Finance Company
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2050

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,411.00 (+10.47%)	$615,500 (+2,604.31%) Land $71,500 Building $544,000	$615,500 (+8.17%) Land $71,500 Building $544,000
2023	$4,898.00 (-5.3%)	$22,760 (-)	$569,000 (-)
2021	$5,172.00	$22,760	$569,000 Land $65,000 Building $504,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of South Carolina
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28905-02-05`
Alternative APNs	`R28905-02-05` `01523408`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,833 sqft Heated Area
Gross Area	5,168 sqft Gross Area
1st Floor	2,691 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	26,136 sqft (0.6 acres)
Parking Spaces	3 Parking Spaces
Garage Area	867 sqft Garage
Porch Area	468 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	01523408
Street Address	108 REDBAY RD
City	ELGIN
State	SC
Zip	29045-8648
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 47 BLK D15 130.2X200X130X200 #SU WOODCREEK FARMS AREA D-15 PHASE I
Legal Subdivision	WOODCREEK
Legal Phase	1
Legal Lot Number	47
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2065
Census Tract	11407