203 Powell St, Decherd, TN 37324 Property Records

Franklin County property record for 203 Powell St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,631 sqft · built 1952
Lot Size	0.263 acres (11,475 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Sep 2024)
Tax Bill	$831 (2022)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026056O F 01600`

Property Details

APN / Parcel Number

Primary APN	`026056O F 01600`
Alternative APN	`056O F 01600`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,631 sqft Living Area
1st Floor Area	1,631 sqft
Attic Area	1,215 sqft
Basement Area	416 sqft
Finished Basement	416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1986
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	153 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	1 sqft
Porch	Open Porch
Porch Area	114 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	203 POWELL ST
City	DECHERD
State	TN
Zip	37324-3177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D04
Legal Subdivision	SHARPS ADD
Legal Lot Number	19
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	3
Census Block	3083
Census Tract	960100

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 POWELL ST, DECHERD, TN 37324-3177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2024	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jan 8, 2020	Warranty Deed, Transfer · Conventional Mortgage STONE FORT MORTGAGE INC
Jul 26, 2019	Grant Deed, Transfer PREMIUM TITLE INC, PREMIUM TITLE SVC INC
Aug 17, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	24005614
Deed Book / Page	D488 / 716
Record Updated	Jun 8, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Sep 16, 2024
Property Address	203 POWELL ST, DECHERD, TN 37324-3177
Document Number	0024005614
Book / Page	D488 / 716
Instrument Date	Sep 13, 2024
Instrument	24005614
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$780.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 POWELL ST, DECHERD, TN 37324-3177

Mortgage

Document Number	0024005615
Date	Sep 16, 2024
Instrument	24005615

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Mortgage

Document Number	0024005616
Date	Sep 16, 2024
Book Page	T1539/531
Instrument	24005616

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	3160 CROW CANYON RD STE 400, SAN RAMON, CA 94583

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 8, 2020
Property Address	203 POWELL ST, DECHERD, TN 37324-3177
Document Number	0020000135
Book / Page	D0441 / 133
Instrument Date	Nov 18, 2019
Instrument	20000135
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$462.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 POWELL ST, DECHERD, TN 37324-3177
Investor	Possibly a Property Investor

Mortgage

Document Number	0020000136
Date	Jan 8, 2020
Instrument	20000136

Lender

Name	STONE FORT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 26, 2019
Property Address	203 POWELL ST, DECHERD, TN 37324-3177
Document Number	0000004305
Book / Page	000437 / 000574
Instrument Date	Jul 16, 2019
Instrument	4305
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	PREMIUM TITLE INC, PREMIUM TITLE SVC INC

Transaction

Amount	Amount Recorded
Tax	$164.84
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	494 WILLIAMSPORT DR SMYRNA TN 371675363, SMYRNA, TN 37167-5363

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 17, 2018
Property Address	203 POWELL ST, DECHERD, TN 37324-3177
Document Number	0000005206
Book / Page	000430 / 000508
Instrument Date	Aug 14, 2018
Instrument	5206
Transaction Type	Foreclosure
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$256.96
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 (+0.31%) Land $2,225 Building $29,775
2023		$31,900 Land $2,225 Building $29,675
2022	$831.00		$128,000 Land $8,900 Building $119,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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