209 Powell St, Decherd, TN 37324 Property Records

Franklin County property record for 209 Powell St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1956
Lot Size	0.258 acres (11,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,000 (Jul 2026)
Tax Bill	$638 (2022)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026056O F 01300`

Property Details

APN / Parcel Number

Primary APN	`026056O F 01300`
Alternative APN	`056O F 01300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	192 sqft
Finished Basement	192 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1986
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,218 sqft (0.258 acres)
Lot Dimensions	158 ft deep x 71 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Shed	1 Shed
Shed Area	225 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	209 POWELL ST
City	DECHERD
State	TN
Zip	37324-3177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20 TERRILLS ADD, COUNTY AREA: D04
Legal Subdivision	HOLLADAY
Legal Lot Number	5
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	3
Census Block	3086
Census Tract	960100

Owner

Source: Franklin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 POWELL ST, DECHERD, TN 37324-3177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
Jul 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 11, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	May 11, 2023 · Amount on Record
Deed Document Number	20265522
Deed Book / Page	2 / 923
Prior Transfer Date	Apr 25, 2013
Prior Transfer Doc	0000002349
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Recording Date	Jul 26, 2026
Property Address	209 POWELL ST, DECHERD, TN 37324-3177
Document Number	0000005523
Book / Page	2 / 925
Instrument Date	Jul 24, 2026
Instrument	20265523
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005523,
Date	Jul 26, 2026
Book Page	2/925
Instrument	20265523

Lender

Name	CITIZENS COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 28, 2026
Property Address	209 POWELL ST, DECHERD, TN 37324-3177
Document Number	0000005522
Book / Page	2 / 923
Instrument Date	Jul 24, 2026
Instrument	20265522
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$18,311.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 POWELL ST, DECHERD, TN 37324-3177

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 11, 2023
Property Address	209 POWELL ST, DECHERD, TN 37324-3177
Document Number	0023002912
Book / Page	D476 / 146
Instrument Date	May 11, 2023
Instrument	23002912
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 KASSERMAN SWITCH RD, BELVIDERE, TN 37306-2791

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,500 (-) Land $2,225 Building $22,275
2023		$24,500 Land $2,225 Building $22,275
2022	$638.00		$98,000 Land $8,900 Building $89,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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