Franklin County property record for 202 Powell St, Decherd, TN 37324
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,365 sqft · built 1957 |
| Lot Size | 0.33 acres (14,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Jan 2021) |
| Tax Bill | $691 (2022) |
| Deeds & Mortgages | Nov 2019 Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026056O F 02300 |
| Primary APN | 026056O F 02300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,365 sqft Living Area |
| 1st Floor Area | 1,365 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,400 sqft (0.33 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 1 sqft |
| Utility Building | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 202 POWELL ST |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-3184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20, COUNTY AREA: D04 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3082 |
| Census Tract | 960100 |
Source: Franklin County records · APN 026056O F 02300
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 202 POWELL ST, DECHERD, TN 37324-3184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Jan 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Oct 31, 2017 | Warranty Deed, Transfer · Conventional with PMI CITIZENS CMNTY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on Record |
| Deed Sale | Jan 21, 2021 · Amount on Record |
| Prior Sale | Oct 31, 2017 · Amount on Record |
| Deed Document Number | 21000563 |
| Deed Book / Page | D0450 / 771 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 202 POWELL ST, DECHERD, TN 37324-3184 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019007431 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | T1309/067 |
| Instrument | 19007431 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, TN 37398 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 27, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jan 21, 2021 |
| Property Address | 202 POWELL ST, DECHERD, TN 37324-3184 |
| Document Number | 0021000563 |
| Book / Page | D0450 / 771 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 21000563 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | SOUTHERN TENNESSEE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 POWELL ST, DECHERD, TN 37324-3184 |
| Document Number | 0021000564 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 21000564 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Oct 31, 2017 |
| Property Address | 202 POWELL ST, DECHERD, TN 37324-3184 |
| Document Number | 0000006614 |
| Book / Page | 000423 / 000350 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 6614 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | SOUTHERN TN TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 202 POWELL ST DECHERD TN 37324, DECHERD, TN 37324 |
| Document Number | 6615 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 001234/000309 |
| Instrument | 6615 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, TN 37398 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 30, 2037 |
Source: Franklin County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Decherd City |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,525 (-) Land $2,375 Building $24,150 | ||
| 2023 | $26,525 Land $2,375 Building $24,150 | ||
| 2022 | $691.00 | $106,100 Land $9,500 Building $96,600 |
Source: FEMA National Flood Hazard Layer as of April 23, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Feb 1997 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 268 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DECHERD WATER DEPT serves 4,809 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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