203 Main St, Worden, IL 62097 Property Records

Madison County property record for 203 Main St, Worden, IL 62097

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,610 sqft · built 1930
Lot Size	0.516 acres (22,500 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Sep 2019)
Tax Bill	$1,639 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2019 Sale & Mortgage
APN	`12-2-04-35-07-201-008`

Property Details

APN / Parcel Number

Primary APN	`12-2-04-35-07-201-008`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,500 sqft (0.516 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	203 MAIN ST
City	WORDEN
State	IL
Zip	62097-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW HAMPTON LOT 1 2 3 150X150
Legal Lot Number	1
Jurisdiction	MADISON IL
Township / Civil Division	OMPHGHENT
Census Block Group	2
Census Block	2057
Census Tract	403801

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	203 MAIN ST, WORDEN, IL 62097-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HILLSBORO
Sep 5, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF HILLSBORO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2019 · Amount on File
Deed Sale	Sep 5, 2019 · Amount on File
Deed Document Number	201928444
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	203 MAIN ST, WORDEN, IL 62097-1216
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	SERENITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032893
Date	Oct 11, 2022
Instrument	2022R32893

Lender

Name	BANK OF HILLSBORO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	4
Max Rate	12.5%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON IL
Recording Date	Sep 5, 2019
Property Address	203 MAIN ST, WORDEN, IL 62097-1216
Document Number	0000028444
Instrument Date	Aug 28, 2019
Instrument	28444
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.51
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	203 MAIN ST WORDEN IL 620971216, WORDEN, IL 62097-1216

Mortgage

Document Number	28445
Date	Sep 5, 2019
Instrument	28445

Lender

Name	BANK OF HILLSBORO
Type	Bank
Address	HILLSBORO, IL 62049

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Omphghent Township
Municipality	Worden Village
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,639.00 (-19.93%)	$38,430 (+30.18%) Land $9,100 Building $29,330	$115,290 (+30.05%) Land $27,300 Building $87,990
2024	$2,047.00 (+16.11%)
2022	$1,763.00	$29,520 Land $6,990 Building $22,530	$88,649 Land $20,991 Building $67,658

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORDEN serves 1,096 people · EPA ID IL1191200
Water Source	Purchased surface water from BOND/MADISON WATER COMPANY
Last State Inspection	Apr 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Madison Communications Fiber	1,000 / 150
Wisper ISP Fixed Wireless	400 / 30

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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