103 Main St, Worden, IL 62097 Property Records

Madison County property record for 103 Main St, Worden, IL 62097

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1887
Lot Size	0.255 acres (11,144 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2018 Line of Credit
APN	`12-2-04-35-07-201-002`

Property Details

APN / Parcel Number

Primary APN	`12-2-04-35-07-201-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,144 sqft (0.255 acres)
Lot Dimensions	138 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	4 Parking Spaces
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	103 MAIN ST
City	WORDEN
State	IL
Zip	62097-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EXTENSION TO NEW HAMPTON LOT 6 & PT 5 80.46 X 138.5
Legal Subdivision	JOHN C WORDENS EXT
Legal Lot Number	6
Jurisdiction	MADISON IL
Township / Civil Division	OMPHGHENT
Census Block Group	2
Census Block	2051
Census Tract	403801

Owner

Source: Madison County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 MAIN ST, WORDEN, IL 62097-1274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage 1ST MIDAMERICA CU
Jun 1, 2018	Trustee's Deed, Construction Loan · Line of Credit CITIZENS CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 23, 2000
Transfer Doc	0000008845
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	103 MAIN ST, WORDEN, IL 62097-1274
Document Number	0000008526
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 MAIN ST WORDEN IL 620971274, WORDEN, IL 62097-1274

Mortgage

Document Number	0000008526
Date	Mar 13, 2020
Instrument	8526

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	BETHALTO, IL 62010

Agreement

Amount	Amount on Record
Term	144 Months
Due	Mar 12, 2032

Interest

Rate	3.75%

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	Jun 1, 2018
Property Address	103 MAIN ST, WORDEN, IL 62097-1274
Instrument Date	Apr 30, 2018
Instrument	16570
Transaction Type	Construction Loan
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 MAIN ST WORDEN IL 620971274, WORDEN, IL 62097-1274

Mortgage

Document Number	0000016570
Date	Jun 1, 2018
Instrument	16570

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 31, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Omphghent Township
Municipality	Worden Village
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00 (+11.21%)	$36,790 (+30.23%) Land $4,670 Building $32,120	$110,370 (+30.1%) Land $14,010 Building $96,360
2024	$2,087.00 (+14.48%)
2022	$1,823.00	$28,250 Land $3,580 Building $24,670	$84,835 Land $10,751 Building $74,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORDEN serves 1,096 people · EPA ID IL1191200
Water Source	Purchased surface water from BOND/MADISON WATER COMPANY
Last State Inspection	Apr 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Madison Communications Fiber	1,000 / 150
Wisper ISP Fixed Wireless	400 / 30

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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