402 Main St, Worden, IL 62097 Property Records

Madison County property record for 402 Main St, Worden, IL 62097

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,101 sqft · built 1930
Lot Size	0.378 acres (16,500 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Oct 2025)
Tax Bill	$3,482 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2025 Sale & Mortgage + 5 more
APN	`12-2-04-35-07-202-015`

Property Details

APN / Parcel Number

Primary APN	`12-2-04-35-07-202-015`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,101 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	100 ft deep x 165 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	480 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	402 MAIN ST
City	WORDEN
State	IL
Zip	62097-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW HAMPTON LOT 5 6 165X100 IRR PB 10 PG 10
Legal Lot Number	5
Jurisdiction	MADISON IL
Township / Civil Division	OMPHGHENT
Census Block Group	2
Census Block	2033
Census Tract	403801

Owner

402 Main St is owned and occupied by two individuals who bought it in October 2025.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 MAIN ST, WORDEN, IL 62097-1213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Oct 7, 2025	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK
Feb 10, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Dec 26, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Sep 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 31, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Jul 24, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on File
Deed Sale	Oct 7, 2025 · Amount on File
Prior Sale	Feb 10, 2020 · Amount on File
Deed Document Number	202527900
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0000040300
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	402 MAIN ST, WORDEN, IL 62097-1213
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033136
Date	Nov 24, 2025
Instrument	2025R33136

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 7, 2025
Property Address	402 MAIN ST, WORDEN, IL 62097-1213
Document Number	0000027900
Map Reference	PB 10 PG 10
Instrument Date	Oct 6, 2025
Instrument	2025R27900
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 MAIN ST, WORDEN, IL 62097-1213

Mortgage

Document Number	0000027901
Date	Oct 7, 2025
Instrument	2025R27901

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 10, 2020
Property Address	402 MAIN ST, WORDEN, IL 62097-1213
Document Number	0000004692
Map Reference	PB 10 PG 10
Instrument Date	Jan 22, 2020
Instrument	2020R04692
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 106, WORDEN, IL 62097-0106

Mortgage

Document Number	0000004693
Date	Feb 10, 2020
Instrument	2020R04693

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 3, 2025

Interest

Rate Type	Fixed Rate

December 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Dec 26, 2018
Property Address	402 MAIN ST, WORDEN, IL 62097-1213
Document Number	0000040300
Instrument Date	Nov 15, 2018
Instrument	40300
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2001 ROSS AVE #2800 DALLAS TX 752012930, 2800, DALLAS, TX 75201-2930

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Sep 13, 2018
Property Address	402 MAIN ST, WORDEN, IL 62097-1213
Document Number	0000028692
Instrument Date	Aug 28, 2018
Instrument	28692
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	402 MAIN ST WORDEN IL 620971213, WORDEN, IL 62097-1213

August 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Aug 31, 2018
Property Address	402 MAIN ST, WORDEN, IL 62097-1213
Document Number	0000027339
Instrument Date	Aug 7, 2018
Instrument	27339
Transaction Type	Foreclosure
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	Jul 24, 2018
Property Address	402 MAIN ST, WORDEN, IL 62097-1213
Document Number	0000022547
Instrument Date	Jul 20, 2018
Instrument	22547
Transaction Type	Foreclosure
Record Updated	Aug 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1400 PRESTON RD #120 PLANO TX 750933687, 120, PLANO, TX 75093-3687
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 402 Main St was $3,482, up 8.9% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Omphghent Township
Municipality	Worden Village
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,482.00 (+8.91%)	$46,190 (+10.58%) Land $6,380 Building $39,810	$138,570 (+10.58%) Land $19,140 Building $119,430
2024	$3,197.00	$41,770 Land $5,770 Building $36,000	$125,310 Land $17,310 Building $108,000
2022	$2,908.00	$35,490 Land $4,910 Building $30,580	$106,577 Land $14,745 Building $91,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 402 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORDEN serves 1,096 people · EPA ID IL1191200
Water Source	Purchased surface water from BOND/MADISON WATER COMPANY
Last State Inspection	Apr 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Madison Communications Fiber	1,000 / 150
Wisper ISP Fixed Wireless	400 / 30

May also be available: Nextlink.

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