Harford County property record for 203 Kearney Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 980 sqft · built 1966 |
| Lot Size | 0.181 acres (7,864 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,995 (Nov 2015) |
| Tax Bill | $2,622 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-148737 |
| Primary APN | 01-148737 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 980 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Utility Area | 192 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,864 sqft (0.181 acres) |
| Lot Dimensions | 107 ft deep x 72 ft wide |
| Porch | Slab |
| Porch Area | 170 sqft |
| Deck Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 148737 |
|---|---|
| Street Address | 203 KEARNEY DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 39 75/72X107 203 KEARNEY DRIVE JOPPATOWNE S5 P 16/80 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 48 |
| Legal Lot Number | 39,203 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-148737
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 KEARNEY DR, JOPPA, MD 21085-4608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2015 · Amount on Record |
| Deed Sale | Nov 17, 2015 · Amount on Record |
| Prior Sale | Nov 17, 2015 · Amount on Record |
| Deed Book / Page | 11539 / 392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 203 KEARNEY DR, JOPPA, MD 21085-4608 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 203 KEARNEY DR, JOPPA, MD 21085-4608 |
| Document Number | 0168310262 |
|---|---|
| Date | Oct 02, 2025 |
| Book Page | 16831/262 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 203 KEARNEY DR, JOPPA, MD 21085-4608 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | KEY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0141170196 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 14117/196 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,800 (+16.22%) | $281,400 (+16.96%) Land $69,100 Building $212,300 | |
| 2025 | $2,622.00 (+9.25%) Homeowner's exemption | ||
| 2023 | $230,433 | $240,600 Land $69,100 Building $171,500 | |
| 2022 | $2,400.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 236 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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