202 Kearney Dr, Joppa, MD 21085 Property Records

Harford County property record for 202 Kearney Dr, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,040 sqft · built 1982
Lot Size0.204 acres (8,880 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jun 2021)
Tax Bill$2,203 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-136062

Property Details

APN / Parcel Number

Primary APN01-136062
Alternative APNs
  • 1136062
  • 136062

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Total Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area8,880 sqft (0.204 acres)
Lot Dimensions120 ft deep x 73 ft wide
PorchSlab
Porch Area244 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number136062
Street Address202 KEARNEY DR
CityJOPPA
StateMD
Zip21085-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 16 8880 SF 202 KEARNEY DRIVE JOPPATOWNE S5 PT 47/78
Legal SubdivisionFINAL PLAT JOPPATOWNE
Legal Block50A
Legal Lot Number16
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3009
Census Tract301401

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address202 KEARNEY DR, JOPPA, MD 21085-4609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
POINT BREEZE CREDIT UNION
Jun 9, 2021Deed, Transfer · FHA Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 9, 2021 · Amount on Record
Deed SaleJun 9, 2021 · Amount on Record
Prior SaleAug 19, 2013 · Amount on Record
Deed Book / Page14813 / 485
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateJul 7, 2026
Property Address202 KEARNEY DR, JOPPA, MD 21085-4609
Document Number1719000155
Book / Page17199 / 155
Instrument DateJul 1, 2026
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 KEARNEY DR, JOPPA, MD 21085-4609

Mortgage

Document Number1719000155,
DateJul 7, 2026
Book Page17199/155
Lender
NamePOINT BREEZE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Rate5.79%
Initial TypeFixed Rate
Max Rate-1%

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJun 9, 2021
Property Address202 KEARNEY DR, JOPPA, MD 21085-4609
Document Number0148130485
Book / Page14813 / 485
Map ReferenceM HDC 34 FO 48
Instrument DateJun 4, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyNOT AVAILABLE, GALARY SETTLEMENTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 KEARNEY DR, JOPPA, MD 21085-4609

Mortgage

Document Number0014813491
DateJun 9, 2021
Instrument14813/491
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,400 (+4.98%)$234,000 (-) Land $69,200 Building $164,800
2025$2,203.00 (+10.04%) Homeowner's exemption$212,800 (+10.28%)$234,000 (+15.73%) Land $69,200 Building $164,800
2023$192,967$202,200 Land $69,200 Building $133,000
2022$2,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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