Harford County property record for 200 Kearney Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,840 sqft · built 1984 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,500 (Nov 2019) |
| Tax Bill | $3,135 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Nov 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-151584 |
| Primary APN | 01-151584 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,840 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 8,668 sqft (0.199 acres) |
| Lot Dimensions | 117 ft deep x 73 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 239 sqft |
| Deck Area | 210 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 151584 |
|---|---|
| Street Address | 200 KEARNEY DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 17 0.199 AC 200 KEARNEY DRIVE JOPPATOWNE S5 PT 47/78 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 50A |
| Legal Lot Number | 17 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 301401 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 200 KEARNEY DR, JOPPA, MD 21085-4609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Line of Credit FREEDOM FCU |
| Nov 13, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS |
| Jan 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PETER G OCCORSO INC |
| Jun 25, 2018 | Deed of Trust, Mortgage HARD MONEY BANKERS |
| Jul 11, 2018 | Grant Deed, Transfer HARD MONEY BANKERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on Record |
| Deed Sale | Nov 13, 2019 · Amount on Record |
| Prior Sale | Jul 11, 2018 · Amount on Record |
| Deed Book / Page | 13540 / 316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 200 KEARNEY DR, JOPPA, MD 21085-4609 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0161340137 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 16134/137 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 13, 2019 |
| Property Address | 200 KEARNEY DR, JOPPA, MD 21085-4609 |
| Document Number | 0135400316 |
| Book / Page | 013540 / 000316 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 2, 2019 |
| Title Company | ENDEAVOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 200 KEARNEY DR JOPPA MD 210854609, JOPPA, MD 21085-4609 |
| Document Number | 135400321 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 013540/000321 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 200 KEARNEY DR, JOPPA, MD 21085-4609 |
| Document Number | 0131350278 |
| Instrument Date | Jan 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2505 CULLUM RD BEL AIR MD 210156524, BEL AIR, MD 21015-6524 |
| Document Number | 0131350278 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 013135/000278 |
| Name | PETER G OCCORSO INC |
|---|---|
| Address | 5900 GLEN ARM RD, GLEN ARM, MD 21057-9313 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 200 KEARNEY DR, JOPPA, MD 21085-4609 |
| Document Number | 0129010279 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 200 KEAMEY DR JOPPA MD 21085, JOPPA, MD 21085 |
| Document Number | 0129010279 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 012901/000279 |
| Name | HARD MONEY BANKERS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21046 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 11, 2018 |
| Property Address | 200 KEARNEY DR, JOPPA, MD 21085-4609 |
| Document Number | 0128970323 |
| Book / Page | 012897 / 000323 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2505 CULLUM RD BEL AIR MD 210156524, BEL AIR, MD 21015-6524 |
| Document Number | 128970327 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 012897/000327 |
| Name | HARD MONEY BANKERS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21046 |
| Amount | Amount Recorded |
|---|
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,567 (+15.77%) | $340,000 (+18.18%) Land $69,200 Building $270,800 | |
| 2025 | $3,135.00 (+6.71%) | ||
| 2023 | $278,633 | $287,700 Land $69,200 Building $218,500 | |
| 2022 | $2,938.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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