203 E Harris St, Pea Ridge, AR 72751 Property Records

Benton County property record for 203 E Harris St, Pea Ridge, AR 72751

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,047 sqft · built 2007
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on Record
Last Sale$487,050 (Jan 2021)
Tax Bill$9,035 (2026)
Deeds & MortgagesOct 2023 Second Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-00427-013

Property Details

APN / Parcel Number

Primary APN13-00427-013
Alternative APNs
  • 131118.0
  • 131118

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,047 sqft Living Area
Gross Area6,541 sqft
1st Floor Area2,696 sqft
Upper Floors Area1,351 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area50,530 sqft
Garage TypeAttached
Garage Area894 sqft
DrivewayConcrete Driveway
Driveway Area1,934 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area771 sqft
Patio Area255 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address203 E HARRIS ST
CityPEA RIDGE
StateAR
Zip72751-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKLM 10/17/05 REPLAT 2005-883 7/20/05
Legal Range30
Legal Township20
Legal Section01
Legal SubdivisionBUTTRY SUB-PEA RIDGE
Legal Lot Number8,9
JurisdictionBENTON AR
Township / Civil Division7
Census Block Group3
Census Block3010
Census Tract20102

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address203 E HARRIS ST, PEA RIDGE, AR 72751-3812
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Jan 25, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF FORT SMITH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2021 · Amount on Record
Deed SaleJan 25, 2021 · Amount on Record
Prior SaleNov 13, 2008 · Amount on Record
Deed Document Number20215081
Prior Transfer DateApr 25, 2014
Prior Transfer Doc2014021698
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address203 E HARRIS ST, PEA RIDGE, AR 72751-3812
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberL202355478
DateOct 26, 2023
InstrumentL202355478
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2053

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateJan 25, 2021
Property Address203 E HARRIS ST, PEA RIDGE, AR 72751-3812
Document Number2021005081
Map ReferencePL 2005 PG 883
Instrument DateJan 21, 2021
Instrument2021005081
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address203 E HARRIS ST, 203, PEA RIDGE, AR 72751-3812

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 E HARRIS ST, PEA RIDGE, AR 72751-3812

Mortgage

Document Number2021005082
DateJan 25, 2021
Instrument2021005082
Lender
NameFIRST NATIONAL BANK OF FORT SMITH
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
MunicipalityPea Ridge City
Unified School DistrictPea Ridge School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,035.00 (+8.31%)$170,584 (-) Land $11,600 Building $158,984$852,920 (-) Land $58,000 Building $794,920
2025$8,342.00 (+9.3%) Homeowner's exemption$170,584 (+27.17%) Land $11,600 Building $158,984
2024$852,920 (+27.17%) Land $58,000 Building $794,920
2023$7,632.00 Homeowner's exemption$134,140 Land $4,410 Building $129,730$670,700 Land $22,050 Building $648,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2013–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEA RIDGE WATERWORKS
serves 12,795 people · EPA ID AR0000053
Water SourcePurchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State InspectionApr 2026
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Starlink
Satellite
280 / 30

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