109 E Harris St, Pea Ridge, AR 72751 Property Records

Benton County property record for 109 E Harris St, Pea Ridge, AR 72751

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,409 sqft · built 1970
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (May 2015)
Tax Bill	$1,331 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00423-000`

Property Details

APN / Parcel Number

Primary APN	`13-00423-000`
Alternative APNs	`45784.0` `45784`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,409 sqft Living Area
Gross Area	1,809 sqft
1st Floor Area	1,409 sqft
Flooring	Carpet

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	29,185 sqft (0.67 acres)
Lot Depth	200 ft Depth
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45784
Street Address	109 E HARRIS ST
City	PEA RIDGE
State	AR
Zip	72751-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	20
Legal Section	01
Legal Subdivision	BUTTRY SUB-PEA RIDGE
Legal Lot Number	1
Jurisdiction	BENTON AR
Township / Civil Division	7
Census Block Group	3
Census Block	3010
Census Tract	20102

Owner

109 E Harris St is owned and occupied by an individual who acquired it in June 2026.

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 E HARRIS ST, PEA RIDGE, AR 72751-3303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2015 · Amount on File
Deed Sale	May 7, 2015 · Amount on File
Prior Sale	Mar 30, 2015 · Amount on File
Deed Book / Page	2015 / 23270
Last Transfer Date	Jun 25, 2026
Transfer Doc	0000037807
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON AR
Recording Date	Jul 1, 2026
Property Address	109 E HARRIS ST, PEA RIDGE, AR 72751-3303
Document Number	0000037807
Instrument Date	Jun 25, 2026
Instrument	202637807
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E HARRIS ST, PEA RIDGE, AR 72751-3303

Mortgage

Document Number	0000037808,
Date	Jul 1, 2026
Instrument	202637808

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 109 E Harris St was $1,331, up 7.8% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Pea Ridge City
Unified School District	Pea Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,331.00 (+7.77%)	$41,386 (-) Land $10,000 Building $31,386	$206,930 (-) Land $50,000 Building $156,930
2025	$1,235.00 Homeowner's exemption	$41,386 Land $10,000 Building $31,386	$206,930 (-) Land $50,000 Building $156,930
2024			$206,930 (+39.35%) Land $50,000 Building $156,930
2023	$1,152.00 Homeowner's exemption	$29,700 Land $3,800 Building $25,900	$148,500 Land $19,000 Building $129,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 E Harris St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2013–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Harris St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEA RIDGE WATERWORKS serves 12,795 people · EPA ID AR0000053
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Apr 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Starlink Satellite	280 / 30