Benton County property record for 197 E Harris St, Pea Ridge, AR 72751
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,191 sqft |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $712 (2026) |
| Deeds & Mortgages | Apr 2022 Transfer Apr 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00427-010 |
| Primary APN | 13-00427-010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,191 sqft Living Area |
| 1st Floor Area | 1,191 sqft |
| Flooring | Ceramic Tile |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 784 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 85 sqft |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 197 E HARRIS ST |
|---|---|
| City | PEA RIDGE |
| State | AR |
| Zip | 72751-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KLM 10/17/05 REPLAT 2005-883 7/20/05 |
| Legal Range | 30 |
| Legal Township | 20 |
| Legal Section | 01 |
| Legal Subdivision | BUTTRY SUB-PEA RIDGE |
| Legal Lot Number | 6 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20102 |
197 E Harris St is owner-occupied and held in a trust since March 2022.
Source: Benton County records, as of September 1, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Intrafamily Transfer, Transfer |
| Apr 20, 2022 | Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 23, 2021 | Intrafamily Transfer, Transfer AMROCK INC |
| Jul 23, 2021 | Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Dec 4, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 20, 2017 | Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG |
| Apr 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2021 |
| Deed Sale | Jul 23, 2021 |
| Prior Sale | Aug 24, 2011 · Amount on File |
| Deed Document Number | 202154967 |
| Last Transfer Date | Mar 26, 2022 |
| Transfer Doc | L202226182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Apr 20, 2022 |
| Property Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Document Number | L202226182 |
| Map Reference | PL 2005-883 |
| Instrument Date | Mar 26, 2022 |
| Instrument | L202226182 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 E HARRIS ST, 197, PEA RIDGE, AR 72751-3303 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Apr 20, 2022 |
| Property Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Document Number | L202226180 |
| Map Reference | PL 2005-883 |
| Instrument Date | Mar 26, 2022 |
| Instrument | L202226180 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 E HARRIS ST, 197, PEA RIDGE, AR 72751-3303 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Document Number | L202226181 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | L202226181 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jul 23, 2021 |
| Property Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Document Number | 0000054969 |
| Map Reference | PL 2005-883 |
| Instrument Date | May 29, 2021 |
| Instrument | 2021054969 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jul 23, 2021 |
| Property Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Document Number | 0000054967 |
| Map Reference | PL 2005-883 |
| Instrument Date | May 29, 2021 |
| Instrument | 2021054967 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Document Number | 0000054968 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021054968 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Dec 4, 2018 |
| Property Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Document Number | 0000062972 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 62972 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 197 E HARRIS ST PEA RIDGE AR 727513303, PEA RIDGE, AR 72751-3303 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Document Number | 0000056828 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 197 E HARRIS ST PEA RIDGE AR 727513303, PEA RIDGE, AR 72751-3303 |
| Document Number | 0000056828 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 56828 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEA RIDGE, AR 72751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 29, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 197 E HARRIS ST, PEA RIDGE, AR 72751-3303 |
| Document Number | 0000M67805 |
| Instrument Date | Apr 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 197 E HARRIS ST PEA RIDGE AR 727513303, PEA RIDGE, AR 72751-3303 |
| Document Number | 0000M67805 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | M67805 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEA RIDGE, AR 72751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Apr 5, 2020 |
The 2026 property tax bill for 197 E Harris St was $712, up 3.2% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Pea Ridge City |
| Unified School District | Pea Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $712.00 (+3.19%) | $34,806 (-) Land $10,000 Building $24,806 | $174,030 (-) Land $50,000 Building $124,030 |
| 2025 | $690.00 | $34,806 Land $10,000 Building $24,806 | $174,030 (-) Land $50,000 Building $124,030 |
| 2024 | $174,030 (+39.5%) Land $50,000 Building $124,030 | ||
| 2023 | $708.00 Homeowner's exemption | $24,950 Land $3,800 Building $21,150 | $124,750 Land $19,000 Building $105,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 E Harris St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2013–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 E Harris St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 64% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEA RIDGE WATERWORKS serves 12,795 people · EPA ID AR0000053 |
|---|---|
| Water Source | Purchased surface water from BENTON-WASHINGTON REGIONAL PWA |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
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