203 Draeger Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 203 Draeger Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,398 sqft · built 1978
Lot Size	0.617 acres (26,875 sqft)
Owner	Trust Name on File
Last Sale	$1,139,000 (Jul 2005)
Tax Bill	$19,721 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-331-005-7`

Property Details

APN / Parcel Number

Primary APN	`256-331-005-7`
Alternative APN	`256-331-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,398 sqft Living Area
1st Floor Area	2,398 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Lot Area	26,875 sqft (0.617 acres)
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	203 DRAEGER DR
City	MORAGA
State	CA
Zip	94556-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TRACT 4512 LOT 5
Legal Subdivision	SUBDIVISION 4512
Legal Tract	4512
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	352101

Owner

203 Draeger Dr is owner-occupied and held in a trust since July 2005.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	203 DRAEGER DR, MORAGA, CA 94556-2138
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2005 · Amount on File
Deed Sale	Jul 7, 2005 · Amount on File
Deed Document Number	2005249332
Prior Transfer Date	Apr 16, 1997
Prior Transfer Doc	0000065801
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	203 DRAEGER DR, MORAGA, CA 94556-2138
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 DRAEGER DR, MORAGA, CA 94556-2138

Mortgage

Document Number	0000051539
Date	Feb 19, 2021
Instrument	2021-051539

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	203 DRAEGER DR, MORAGA, CA 94556-2138
Document Number	0000039732
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 DRAEGER DR MORAGA CA 945562138, MORAGA, CA 94556-2138

Mortgage

Document Number	0000039732
Date	Mar 2, 2020
Instrument	39732

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	203 DRAEGER DR, MORAGA, CA 94556-2138
Document Number	0000057685
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 DRAEGER DR MORAGA CA 945562138, MORAGA, CA 94556-2138

Mortgage

Document Number	0000057685
Date	Apr 3, 2017
Instrument	57685

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 203 Draeger Dr was $19,721 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,651,687 (+2%) Land $947,853 Building $703,834
2025	$19,721.00 Homeowner's exemption	$1,619,302 Land $929,268 Building $690,034
2023	$18,633.00 (+1.62%) Homeowner's exemption	$1,556,425 Land $893,185 Building $663,240
2022	$18,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 203 Draeger Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Draeger Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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