Stearns County property record for 203 10th St NE, Cold Spring, MN 56320
| Property Type | Wholesale Outlet, Discount Store (Franchise) |
|---|---|
| Details | 2,512 sqft · built 2006 |
| Lot Size | 0.754 acres (32,844 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $27,900 (Dec 2005) |
| Tax Bill | $4,468 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29316-0906 |
| Primary APN | 48-29316-0906 |
|---|
| Building Area | 2,512 sqft Living Area |
|---|---|
| Gross Area | 2,332 sqft |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 32,844 sqft (0.754 acres) |
| Total Buildings | 3 Buildings |
| Heating System | Space Heater |
|---|
| Street Address | 203 10TH ST NE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Wholesale Outlet, Discount Store (Franchise) |
| Legal Description | LOT 001 BLK 002 COLD SPRING BUSINESS PARK SECTION 11 TOWNSHIP 123 RANGE 030 SECTION 11 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 11 |
| Legal Subdivision | COLD SPRING BUSINESS PARK |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11302 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16783 OSTER POINT RD, COLD SPRING, MN 56320-9727 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2005 · Amount on Record |
| Deed Sale | Dec 19, 2005 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,468.00 (+17.58%) | $230,200 (+9.36%) Land $65,500 Building $164,700 | $230,200 (+9.36%) Land $65,500 Building $164,700 |
| 2025 | $210,500 (+7.84%) Land $62,400 Building $148,100 | $210,500 (+7.84%) Land $62,400 Building $148,100 | |
| 2023 | $3,800.00 | $195,200 Land $60,800 Building $134,400 | $195,200 Land $60,800 Building $134,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2022) |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
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