Stearns County property record for 122 10th St NE, Cold Spring, MN 56320
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 1 ba · 1,600 sqft · built 2016 |
| Lot Size | 0.081 acres (3,528 sqft) |
| Owner | Company Name on File |
| Last Sale | $20,000 (Aug 2016) |
| Tax Bill | $1,204 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29316-0936 |
| Primary APN | 48-29316-0936 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 16,888 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,528 sqft (0.081 acres) |
| Heating System | Space Heater |
|---|
| Street Address | 122 10TH ST NE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-4564 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | LOT 006 BLK 001 COLD SPRING BUSINESS PARK TWO SECTION 11 TOWNSHIP 123 RANGE 030 SECTION 11 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 11 |
| Legal Subdivision | COLD SPRING BUSINESS PARK TWO |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11302 |
122 10th St NE, a commercial property, is owned by a company that bought it in August 2016.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2460 KELLER RD, LONG LAKE, MN 55356-4521 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2016 · Amount on File |
| Deed Sale | Aug 24, 2016 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 122 10th St NE was $1,204.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,204.00 | $73,900 (+10.46%) Land $16,000 Building $57,900 | $73,900 (+10.46%) Land $16,000 Building $57,900 |
| 2025 | $66,900 Land $15,200 Building $51,700 | $66,900 Land $15,200 Building $51,700 | |
| 2023 | $1,048.00 | $61,900 Land $15,200 Building $46,700 | $61,900 Land $15,200 Building $46,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 10th St NE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2022) |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 10th St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
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