Stearns County property record for 128 10th St NE, Cold Spring, MN 56320
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 2 ba · 2,400 sqft · built 2008 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (May 2025) |
| Tax Bill | $2,008 (2026) |
| Deeds & Mortgages | Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29316-0939 |
| Primary APN | 48-29316-0939 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 128 10TH ST NE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-4564 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | LOT 009 BLK 001 COLD SPRING BUSINESS PARK TWO SECTION 11 TOWNSHIP 123 RANGE 030 SECTION 11 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 11 |
| Legal Subdivision | COLD SPRING BUSINESS PARK TWO |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11302 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2517 24TH AVE S, SAINT CLOUD, MN 56301-9194 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2025 · Amount on Record |
| Deed Sale | May 7, 2025 · Amount on Record |
| Prior Sale | Apr 24, 2025 · Amount on Record |
| Deed Document Number | 20251691497 |
| Prior Transfer Date | Dec 15, 2020 |
| Prior Transfer Doc | 00A1592647 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 27, 2021 |
| Property Address | 128 10TH ST NE, COLD SPRING, MN 56320 |
| Document Number | 00A1592647 |
| Instrument Date | Dec 15, 2020 |
| Instrument | A1592647 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 654, COLD SPRING, MN 56320-0654 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,008.00 (+15.14%) | ||
| 2025 | $111,600 (+8.67%) Land $20,400 Building $91,200 | $111,600 (+8.67%) Land $20,400 Building $91,200 | |
| 2023 | $1,744.00 | $102,700 Land $20,400 Building $82,300 | $102,700 Land $20,400 Building $82,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2022) |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
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