Hennepin County property record for 20265 Cottagewood Rd, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.25 ba · 2,656 sqft · built 1920 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Oct 2009) |
| Tax Bill | $19,153 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-117-23-32-0077 |
| Primary APN | 24-117-23-32-0077 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| Gross Area | 5,999 sqft |
| 1st Floor Area | 1,968 sqft |
| 2nd Floor Area | 688 sqft |
| Basement Area | 2,202 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Frame Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 901 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 372 sqft |
| Deck Area | 340 sqft |
| Patio Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 20265 COTTAGEWOOD RD |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-6701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLOCK 001 A J T TURNERS ADDN IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 24 |
| Legal Quarter | 32 |
| Legal Subdivision | J T TURNERS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 27400 |
Source: Hennepin County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20265 COTTAGEWOOD RD, EXCELSIOR, MN 55331-6701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Mar 25, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2009 · Amount on Record |
| Deed Sale | Oct 20, 2009 · Amount on Record |
| Deed Document Number | 20094814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20265 COTTAGEWOOD RD, EXCELSIOR, MN 55331-6701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0A10936694 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | A10936694 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20265 COTTAGEWOOD RD, EXCELSIOR, MN 55331-6701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A10936695 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | A10936695 |
| Name | AMERICAN INVESTORS BANK & MORTGAGE |
|---|---|
| Type | Bank |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,153.00 (+19.94%) | $1,511,200 (+11.78%) Land $910,000 Building $601,200 | $1,511,200 (+11.78%) Land $910,000 Building $601,200 |
| 2023 | $15,969.00 Homeowner's exemption | ||
| 2022 | $1,352,000 Land $798,000 Building $554,000 | $1,352,000 Land $798,000 Building $554,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1981–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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